I am in the market for a new duvet and am considering either a wool or silk filled one rather than down/feather. Does anyone have any experience? There are good reviews for both on the JL website. I hate microfibre/ polyester ones but do like the feel of feather/down. However,I like the hypoallergenic properties of the wool or silk. I can't get into a store to have look, I was wondering whether the wool/silk duvets are v flat? Do they sit in duvet covers nicely iyswim? Many thanks for any thoughts/experiences?