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Housekeeping

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Original poster

would you insure your most used kitchen appliances?

18 replies

VicarGoingForGoldInKungFu · 06/08/2012 21:23

i had a 5 year warranty on my fridge/freezer, washing machine and tumble dryer - they have just run out.

ive been inundated with phone calls now offering to insure them again - the best quote ive had is 13 pounds per month for all 3 - or indivudually for between 4 and 5 pounds each.....

is it worth it? would you do it?
ive had several problems with the fridge freezer so far so thinking it would be worth it for that but not sure about the other two......?

its a new for old thing so if they are not reparable they replace them.

OP posts:
TheSilverPussycat · 06/08/2012 23:38

I wouldn't, personally. Insurers are v good at wriggling out of agreements. Of course, I am a bit of a cynical old bag Hmm

workshy · 06/08/2012 23:40

average call out fees, not including repairs are £100-£120

if you can find this money easily then I wouldn't bother -if not then I would go for it -but check the fine print to see what is covered and what isn't

PigletJohn · 07/08/2012 00:13

my Bosch appliances seem to last about 15 years before I chuck them out. I had the washer repaired once.

15 years at £13 per month is £2340

cheaper to put the money in an old teapot in case you need it.

The company running the scheme is of course expecting to make a handsome profit out of you.

CointreauVersial · 07/08/2012 00:17

Fridge freezers go on for ever, don't they?

My mum's chest freezer is 35 years old. It probably drains the national grid on a daily basis, but is still going strong.

PigletJohn · 07/08/2012 09:58

simple freezers are very simple, but frost-frees are much more complicated and go wrong much more often. Luckily you can fix the most common problem by turning them off, eating all the food, and leaving them open for a couple of days for the ice in the ducts to melt and drip out.

I didn't know that the first time it happened and wasted spent hundreds of pounds on a new one.

happyAvocado · 07/08/2012 10:01

PigletJohn - thanks for the tip!
will do just hat this weekeend!

I suspect I need to leave door open - is there any drip/area where this melted ice would need to overflow into? i.e - would anything flood?

marriednotdead · 07/08/2012 10:14

I don't have room for a tumble dryer so can't comment on that.

Only problem I've ever had with a fridge was the door gussets wearing out/tearing.

Have always had washing machine insurance. Mine is heavily used (10+ loads per week) and we live in a hard water area so far higher risk of breakdown. Have had two callouts this year. It may be better to put the money in a pot but I know I wouldn't keep to that.

PigletJohn · 07/08/2012 10:26

Avacado

if your freezer is not getting cold enough, and it is a frost-free, then that's the most common cause (another cause is leakage of refrigerant gas, which is beyond economic repair) and is always worth a try. What sort of food have you got, and do you need help eating it? You can cook and refreeze any raw meat that melts.

All fridges and freezers have a dish round the back, where melt water collects through a little plastic hose. The dish is on top of the motor, where the heat evaporates it. If you are doing a big manual defrost, it is best, if you can, to pull the appliance away from the wall and clean out this dish (it will be full of dirt, fluff and mould) and hose, and make sure it doesn't overflow or spill water onto the motor or any electrical part. Disconnect from the mains first.

TheSilverPussycat · 07/08/2012 15:29

With our condensing tumble drier we didn't realise, until it broke, that we were supposed to clean out the filtery thing. It was still in warranty so we called out the chap who v kindly ignored the fact that it was our neglect that had caused the problem

PigletJohn · 07/08/2012 17:31

RTFM as they say

PigletJohn · 07/08/2012 17:33

(wink) not on this phone

Original poster
VicarGoingForGoldInKungFu · 07/08/2012 19:07

oh i still cant decide......

the fridge freezer has had numerous numerous call outs......but the washer and dryer never.

but that makes me think they are due to go at any moment.....

they cover all call outs, all repair costs and if beyond economic repair will give you the money to buy a new like for like model, up to a max of 500 pounds......

im still completely undecided. ive gone ahead but can cancel at any time - i just dont trust the frdige freezer as far as i can throw it....the other two items im expecting to go - the tumble dryer is making a bit of a buzzy noise......

its also a condenser and i do clean the filtery thingy....

OP posts:
TheSilverPussycat · 07/08/2012 19:43

Well, I don't know that we've been v helpful, vicar...

It does sound like you value peace of mind, however :)

Original poster
VicarGoingForGoldInKungFu · 07/08/2012 19:52

i do value peace of mind,but i think i value my money in my pocket more.....Confused they also offered to cover my TV, oven and dishwasher but i thought that was slightly overkill!

im going to have a think about it unitil the documents come through.

OP posts:
TheSilverPussycat · 07/08/2012 20:09

Our Bosch dishwasher inside trap thingy (or something) got all bunged up with gunk. It only cost £80 to fix which I didn't think was too bad - and we were told not to use ecover or cheap tablets. Also I try to get soontobegone ex not to put greasy frying pans in it any more.

TheSilverPussycat · 07/08/2012 20:09

*pressure chamber or somesuch??

CointreauVersial · 07/08/2012 20:58

You lot need to wash your filters!

happyAvocado · 07/08/2012 23:03

PigletJohn - thanks for your explanation - I'll do it this weekend - no food inside as was thinking that it needs replacing....

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