Hello,
I could do with some tlc responses. Feeling really crappy about the house I bought earlier this year. Whilst I'm hugely grateful to be able to buy a property, I have got myself into a right mess... and would appreciate some supportive ideas. Please keep the following in mind:
- I find home redecoration hugely overwhelming.
- I find moving home really, really overwhelming.
- I'm a single woman in my late 40s, and let's just say working hard on the self care as feeling very vulnerable.
I moved out of London a couple of years ago - as I've been living in a tiny one bed flat in zone 2 for 19 years. It's progressively felt noiser etc etc. I found Covid hard. My health means I can only work part time, so I felt a bit trapped. But I'm lucky that I paid of my 20 year mortgage and could be a cash buyer.
I couldn't decide where to move after a huge search of all the usual suspects, so moved in with my parents for what was meant to be 6 months and ended up as 2 years (too long!). My sale took ages (foreign buyer, both of us chain free), after a year at my parents I finally I found a house loved so much to buy in a liberal university city near a dear friend - I was so happy, but after a 9 month conveyancing it fell through, and I ended up having a bit of a breakdown at losing it and the whole process. During said breakdown I got back together with an ex-girlfriend from 15 years ago who had married a guy, had kids and now divorcing him and coming out and had been pursuing me for two years. She persuaded me not to move to where I was going, and to move nearer her... I was so desperate to get out of my parent's place and having been single for so long.. was so happy to be with someone I could build a future with that I bought a chain free fairly modern house near her...
Anyway - she dumped me a few weeks before completion (realised she has an avoidant attachment style and withdraws when things get real), and I had a total meltdown on completion day moving somewhere I didn't want to be after such a long search (over 7 years!) in a house I didn't want to live in.. I feel such a fool.
I hate it here so much. The house doesn't meet my criteria in so many ways - It's too small. Needs a new kitchen, new floor, the layout isn't good, the windows upstairs are all too high and I feel like I'm in a prison. I work from home most of the time so I feel like I'm trapped in a prison. The garden is north facing, bleak, with no flowers and the living room is dark and cold. I hate the new town. Apart from a wonderful walk near the canal near me, everything else just feels awful. I'm missing London terribly and spend as much time as I can travelling back there (40 mins on train, 45 min walk / 15 min cycle / 5 mins cab to station)
I've done my best to try to improve things slowly - spending way more that I'd wanted to - on new desk, chest of drawers, wardrobe, filing cabinet, bedspreads, taps, new carpet upstairs, new lights etc..to cheer me up... but it also does need a new kitchen, new flooring downstairs, old gas fire removing and huge radiators replacing..
So if you've managed to get this far, well done!
My dilemma is mainly about how much I spend on the house now... as I really want to escape, but it's making me miserable living in what looks like a rental property...
My therapist is telling me not to make any rash decisions to escape straight away. I've applied for a masters in a Scottish city, but will probably defer that for a year if I get accepted as I need major gynae surgery in August. But that feels like one escape plan. Others are to move back to London where I work (a bit further out) or to move to Oxford near my friend (don't love Oxford, but love my friend).
So do I replace the 25 year-old tiny worn out kitchen (will probably cost £6-7k)? and the laminate flooring which has big gaps in (will prob cost a £1-2k)? And do I get the ugly gas fire removed? Do I continue to spend money on the garden? Will it add any value? People tell me don't do the kitchen as buyers will just rip it out - but I was looking for somewhere that didn't need any work (before I lost my mind, ironically!)
I think I overpaid for the properly at £395k - as my surveyor valued it at £385k. I sold my London place for £450k.
I was half hoping to rent it out if I moved to Scotland to help me rent somewhere there, but people are saying this would be stressful. I don't have much income to pay the rent though... so selling and living off that money would be a bit high risk.. especially if house prices go up...
I earn about £24k per year, but own the house outright.
I'm feeling so overwhelmed by all the decisions and worried I'm going to haemorrhage money on this place, which I will probably need if I buy somewhere else... but equally it is miserable living in it at the moment... Nothing feels right about it apart from perhaps the peace and quiet. I'm just throwing away lots of my stuff as I don't want the hassle of having to move it all again.. but I still have loads in the loft and shed..
Have just started on medication to put me into menopause before my surgery to shrink my fibroids so not feeling the most buoyant tbh. I'm also worried about the recover from my surgery - going back to live with parents, and living here on my own.. And I'm still trying to decide on whether to have myomectomy or hysterectomy given I'm childless at 47 (consultant thinks myomectomy, but I think he just doesn't want to see me unhappy about not having kids)...
Any thoughts on the practicalities of the house refurb welcome! Just so overwhelmed by it all...