How much is your travel insurance costing this year?

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I’m rather taken aback at how much we’ll be paying for insurance for our family holiday this year. No medical conditions, paying what I think is a reasonable excess, no gadget cover. Granted, it’s a bit longer than our usual holiday, and we’re going out of Europe, but still surprised. Any tips/hacks how to reduce it? Is anybody else paying quite a bit?

I‘m paying up to £60-70 per person for a week long, non-Europe trip without excess or cancellation. Pure travel and health insurance for my time away, nothing to reimburse costs should I not fly. It does cover gadgets, unlimited healthcare, and has additional cash compensation in the case of a delayed flight.

I left the UK and another Northern Europe country recently so I now insure individual trips. My annual policy before moving was €99 a year… full cover, no excess, 3k per trip in gadgets and again that for baggage. I miss those times.

My cover worldwide including the US etc is £135 for a single person (over 60) with one minor health condition (raised cholesterol but not high enough for meds). It went down from £155 the year before. Well worth it but I can imagine family cover is £. Not compared to the alternative though.

I pay £18 a month for my bank account

it has three insurances with it, so it’s £6 a month for travel

I just renewed our annual travel insurance for a family of 4 and it was £85.

Just renewed - annual policy, Europe only, family of 4 with a few non serious health conditions, around £150 inc gadget cover, unlimited med expenses, repatriation etc and no excess. Seemed pretty reasonable to me.

For our family of 3 ww annual cover including the US and Canada it was £203 up from £177 the previous year.

We have world wide cover included as a benefit with my RBS bank account for me DH and 2 kids

charges are £36 a month but I get the travel insurance, airport lounges, mobile phone insurance, boiler insurance, home emergency cover, green flag and another dozen benefits for that charge

£120 p.a. for me, £900 p.a for DH. That's for most countries, no sea cruises.

£175 for DH and I for single trip to Sri Lanka but pre-existing conditions which are covered.

The same. Covers me and DH. More than paid for itself last year with a claim for a phone DH dropped in the sea and a vehicle recovery.

Get yourself a nationwide bank account!

About £350 for and annual worldwide coverage for three people (21. 22, 64,), but the 21 year old has MS and I have type 1 diabetes. Also had to pay about £30 more so it covers trips up to 53 days as my DD is going to Columbia for six weeks.

We paid £311 for an annual policy for a family of 4 (2 adults, 2 kids/young teens) with no pre-existing conditions and with worldwide cover including the Carribbean and the US. It also includes gadget cover. It's usually a lot less than that for just Europe.

£90 for a year. 2 adults no health issues.

£15 a month for bank account which includes world wide insurance for household (up to 25 in education) and gadgets. It’s a bargain as they are covering a wide range of medical conditions now for no supplementary cost, we just have to call them annually to update the growing list. Legacy account dh has had for 40 years

The Nationwide one is really good until you have a medical condition, and then they charge loads extra and wouldn't even cover DH at all, so had to go elsewhere. I was really pissed off over that so cancelled it. He'd had bowel cancer, but even after a year of being completely free of it, they wouldn't cover it. They might do now for £££. They also wouldn't cover older DD at uni - she's actually doing a (very low) paid placement year this year, which means although she's officially still a student, she isn't (strictly speaking) dependent on us financially and she lives more than 50% of the time away from home, so that pissed me off as well.

£18 monthly Nationwide bank account so £216 plus plus £270 extra for medical conditions so £486.

Just over 200 quid for two adults for two weeks in Japan, that is inclusive of my epilepsy cover. Probably on the upper end of what I was expecting.

About £350 for four weeks but I have a serious preexisting condition that has to be covered rather than excluded and dc are both 'under investigation' for various things.

Another vote for Nationwide, as others have mentioned we pay a small premium for pre existing health conditions. It includes the full suite of AA breakdown cover too so is excellent value.

Well, we have the Nationwide bank account but the price for covering pre-existing medical conditions this year was very high. It's worth noting that the level of cover they provide is much more basic than it used to be. I was shocked when I looked at the details last year.

That's interesting. It's unusual to be able to get cover if you have anything under investigation, let alone cover for the undiagnosed condition or did they exclude those things?