Travel insurance with hurricane cover - any experience?

[stinkingbishop]

We've just booked Belize in July and need travel insurance to cover us for cancellation/delay in case of hurricane. I found one policy with additional natural disaster cover but it only included 'atypical cyclone' so I could foresee them claiming this was just your common-or-garden hurricane. The problem is I get loads of quotes, have to fill in all our details, and only then get the policy wording - the majority of which seem to exclude natural disasters - so it is taking hours.

Has anyone successfully got travel insurance for an eg Caribbean trip which covered hurricanes?

Many MANY thanks in advance if you can save me time!

I didnt think any insurance covers natural disaster, its the act of god thing isnt it

I use admiral as their policies cover “catastrophe”. We have one of their annual policies and chose it because we’ll be going to Japan again this year and it’s not wise to travel there with travel insurance that excludes “acts of God”. Our policy covers hurricanes, earthquakes, tsunami, volcanic eruptions etc.

For anyone searching in the future, Admiral did quote for trip disruption from natural disasters, and the Post Office do it too, slightly cheaper at the moment, as an add-on.

Roll on Belize

My honeymoon was cancelled because of a hurricane almost 20 years ago. Luckily our insurance company did cover it. I’m sure it was either Aviva or Zurich at the time. I was amazed!
Obviously could have changed now.

Was Belize ever hit by a hurricane? Not sure if it is in "the belt"?
Then still, TripMate is a popular one in the region so i presume they would also cover.