Not another Go fund me!

[Bignanna]

Is anyone else fed up with people begging for money on Go Fund Me, to bring a family member home from abroad, because they are seriously ill in a far away country?
He didnt have travel insurance as he thought he wouldn’t need it, being young and fit! There’s another article in the Daily Mail about him and the family are wringing their hands and begging for help. Whist I sympathise with anyone being seriously ill, this was so easy to avoid, and it keeps happening. It leaves a nasty taste in the mouth that it seems ok to beg others to compensate for other’s stupidity.

There was one locally, motorbike accident in Turkey, huge amount raised, injuries treated and flown home on standard flight, not much of a dent to the fund however family suddenly all upgraded theirs cars, booked holidays and completed home renovations.

The Government has a fund for child funerals , the parents do not even have to apply as the funeral director can do it for them

My first thought when I read the most recent on DM was what a selfish fucker. Not even that young. 32 years old and didn't bother with insurance, so his family are left to find the funding to deal with his selfishness.
So I do get why they started a gofundme, but I agree it's getting ridiculous. For the sake of what, 20 quid on insurance.

If you do extreme sports, some of which aren't that extreme then it's unlikely a standard insurance policy will cover you.

No so you get insurance which does. DH paraglides all over the world, he gets travel insurance and ticks the box which says extreme sport cover needed. Hopefully the pp ticked that box for her annual cover.

It wasn't that extreme. It's true a standard policy doesn't cover everything, but it covers more than you'd think. For a trip I did in the summer, I was asked to check I had helicopter evacuation up to 3000 meters. It was covered as standard on my annual policy. But yes, always check, things can be added if needed.

I get annoyed that they often raise far more than the target they're aiming for, so where does the leftover money go? Pocketed by the organiser no doubt

Travel insurance is only cheap if you don't have medical conditions , ours cost us £875 for worldwide annual, despite all conditions being under control

When you have pre-exisitn conditions is it only those that aren't covered if you don't upgrade?

BIL is having cancer treatment. They want to have a short trip to Europe. DSis of the mindset that if cancer was the reason they needed to get him home, she'd do it somehow and pay for it themselves, but he'd be covered if e.g. he broke his leg?

Not entirely true- they won't pay out if you are negligently intoxicated- such as injuring yourself because you were drunk driving, or submissions to hospital for alcohol intoxication, or belongings or flights lost or missed because you were too drunk to look after them or get up for your fight. If you have been drinking but not negligently so, or your drinking was not the main cause of your loss then they will still pay out. But like so many things with insurance cover you do have to take some responsibility to look after yourself too.

Some are unnecessary, too. DH is a financial adviser & a client died in a horrific accident which made our national news. He was stunned when I told him there was a gofundme as he'd just put in the substantial life insurance claim from their policy. They were also not in need of immediate funds. We figured it was well meaning family or friends trying to help.

The absolute worst was a young woman who injured herself on holiday in Bali & ended up being medivacced home. No insurance. She was a flight attendant!

I've never heard of this or seen an example until reading this thread.

I've just gone down a Gofundme rabbit hole browsing the site! I agree people should get travel insurance.

A lot of things are excluded from pet insurance- most only cover for one lot of treatment per condition. Plus the premiums double once they get older. So if they got the same thing twice or the condition got worse and more treatment was required, it wouldn't be covered by insurance.

I agree some of these situations will not be covered by insurance. There are exclusions in any policy and injury being your own faulty because you were drunk is virtually always excluded.

Sometimes people wait until their relatives have gone out of the room/left the hospital etc until they actually pass away. I wouldn't necessarily criticise them for that part.

People still read newspapers?

Even online most articles are unreadable due to all the ads and clickbait.

I just scroll past as they annoy me. I've also seen too many where people's houses have burned down and they have nothing left. Clearly had no insurance for that either. They annoy me even more as often it includes children and its just irresponsible not to insure things like your house, car and holidays if go on them.

@shearwater2 People still read newspapers?

Yes, online. I have a subscription to two online news services that puts its content digitally as well as in physical newspaper (circulation of which has plummeted as people have swapped to the content online). So even though I access the news content online, I still say ‘I read it in the newspaper’ as it’s same news provider, same content, just a different format. Obviously more content, as it all gets updated plus breaking news as it occurs, whereas subscription of physical product means you get stuff per a static time point.

@BirtyDird A couple who live in my area had a house fire a few years ago. They had no insurance but had collections done for them and the woman constantly asked for things on local FB groups for 'free or very cheap'. They got given lots and lots of stuff.

Since then, they've been on loads of holidays and she is always bragging on FB about things she's bought for her kids. And still goes on about the fire to get attention and sympathy.

Annoys the hell out of me.

We pay a fortune for DHs insurance as he has some health issues but we obviously want him covered for them all.
His brother who has the same issues only buys the basic and doesn’t tell them about his extra issues, he refuses to understand they won’t cover him if something happens.

Depends if you take out insurance for ongoing conditions or not. Always advisable in case your pet develops a condition like diabetes, which needs lifelong care. But it costs more. People forget that pets are a privilege, not a right

Yep, no sympathy. if you can afford a holiday, you can afford insurance.

Hello Everybody,
I think i might start one of these gofund thingies myself. Looks like I may be losing another of my chaps soon, and this could knock a hole in our bank account if we have to have another by-election and that, in turn, could effect the 'Big One' later this year.

Perhaps I should bite the bullet and go for the an election now, but if I lose I won't have Chequers for the Summer Recess. Crumbs, what a nightmare. 😰

People do not have contents insurance when they are poor. And no it is not cheap if you live in a rough area.