Holiday insurance question

[cleo333]

Hello

Can anyone advise ?

I'm looking to get annual travel insurance for my son who is at uni . He's initially interailing for a month then later in the year going to France by plane for 5 days .
My question is this - the insurance companies don't seem to cover flight cancellation . Is this normal ? Should I be looking for one which includes this ?

Sorry I'm a bit of a newbie to this and advise is appreciated

I think that's because the airline is obliged either to get you to your destination via any means (including on another airline) or issue a full refund. This is why insurers don't cover it - you have existing rights.

He should also book his flight (and pay for as many other goods and services as possible) by credit card, assuming you/he don't suffer from MN 'I don't need a credit card' weirdness.

That gives you another layer of protection and scope to replace flights etc if any issues do arise, eg when Monarch went bust 2 days before we were due to fly with them, we just bought more flights with another airline (££££s as short notice and hundreds of people needed new flights at the same time as were in the same position) and claimed the extra cost and that of the lost flights from our credit card under Section 75). Without this, we would have had to suck up the consequential loss, which was over £1k.