Hi all,
We are trying to book what will be our first holiday since 2019, long-haul to see my sister and her family, introduce our 1 year old and get the 4 year old together with his cousins who he's really missed - basically very needed travel! :)
The country where they live has recently opened borders to tourists after closing them for the pandemic. The current restrictions are negative tests before and after travel, and proof of having an insurance policy that will pay out a huge chunk to the local hospitals for Covid treatment if required in the country.
We've contacted some local insurers for this "treatment pay-out" policy, and they've refused to engage because our kids aren't vaccinated. They've advised we should find an insurer in our country to provide this. Anyone got ideas on who to try? Should I contact someone top-end like Hiscox, maybe?
In addition, we need to ensure that once we've paid ££££ for the flights, we'd be covered in the event someone's pre-travel test turned out to be positive and we couldn't go. LV's Covid policy seems to be capped at £1000 which would leave us disastrously out of pocket... Anyone got any leads on insurers who will cover this, or at least have a higher cap?
I realise it's a luxury problem to have! But would be really grateful if anyone who has managed to cover their Covid-related travel risks in a reasonably comprehensive and cost-effective way could share their strategies and/or providers! Seems like this must be do-able but I just can't see how right now and am losing sleep... :)
Thanks! x