Travel money

[Dreamingof3]

What's the best way to take money on holiday these days?

Cash. Card? Is it better to pay by card abroad or withdraw cash?

Don't know why I'm being so dense about it 🤣

some cash and an exchange free credit card works for us.

www.moneysavingexpert.com/travel/cheap-travel-money/

lots of advice there

Massively varies depending on where you are going so really need the country/area

In general a card like Halifax Clarity that does not charge extra for using in foreign currency (vast majority of cards do) Cash for tips and fast food etc.

We travel in Europe a lot and use a post office travel money card. Top up when there's a good rate.

I use Monzo

Im flying to spain later today, we have €200 for tips etc, and im planning on just using my debit card. Due to the account i have, i have no extra charges for using my card for payments abroad, and a small charge for withdrawing cash.

Should add, its because i have a reward account that there's no charge for card payments. On dps account there are charges, so our plan is if needed he can transfer money from his account to mine to avoid the extra charges

I'm with Halifax so I just checked....they state their fees and then say that these won't be charged if where you are making the foreign currency purchase, or withdrawing cash is within the eea (which our destination is). So I think we'll do a bit of cash and the just pay by card where we can and withdraw if needed

Thanks for the help

One thing OP, if you’re ever asked at the till whether you want to pay in euros or pounds , always say euros. ( or whatever the local currency is )