Hi. Looking for advice please. I have insurance cover for my summer hols but it doesn't cover covid ( it was taken out before covid hit and has been deferred twice).
I have complex medical cover so called my existing insurers who said that they can't add covid cover to my existing policy but that I could cancel my existing policy and then take out a new policy which would then cover it.
Only problem is that I will only get a 50% refund on my existing policy even if I want to update with same insurers.
So the question is - can I just get covid cover elsewhere and if so, any suggestions. As most insurance policies are tied to full travel and medical cover, I would get rejected on health grounds.
Any suggestions?