We've used large and small independent travel agents in the past. One thing that confuses us is the pricing it's hard to see where the costs are as it's so bundled up. Can someone tell me how they make their money? Are we better off booking direct, purely from a price point of view. I appreciate the insurance they offer and promised upgrade that never seems to materialise. Do they get better deals than Joe Public with room rates? I don't mind paying for someones time, I'd just like to know how much I'm paying. I'm not asking about package holidays, but bespoke higher end. TIA