Travel Insurance Experts out there!

[clareykb]

So back in January we booked to go to Spain at Easter. Obviously we didn't go, flight was cancelled and we rebooked for half term. We now can't go again due to quarantine (we can't do it numerous reasons) but Ryanair have not cancelled the flights. We have an annual travel insurance policy. Does anyone think we will be able to claim given that the origional booking was pre covid or will April when we rebooked count as the booking date? Also anoyingly we have to pay to change it cause Ryanair only let you change for free if you booked in June and July :(

[LIZS]

When did you renew the insurance? I suspect they will wriggle out of it on the basis you (re)booked during the pandemic. Technically you could still go, but have changed your mind. If you cancel you should be refunded taxes. Do you stand to lose much for the flight elements? What is your excess?

[clareykb]

Renewed last December it isn't a huge huge amount (hundreds not thousands ) as it is to visit a family holiday home so it is literally just flights no extras so if we lose it it won't be a disaster just very, very annoying! My other idea is that we did book on credit card... not sure its worth claiming that way as the country is on FCO don't travel list however I don't know. Just want to try and get the money back if we can!

[clareykb]

Oh and excess is £100

[Funf]

Read the small print on the insurance, if you cant go for health etc then possibly, I feel the airlines are not cancelling unless they have to as its killing them financially