Hi.. Advice please.... A question on insurance... We are travelling to Turkey and I have bought OH an expensive gift for his bday. I have it insured BTW. Is it better to a) gift it to him before we go(don't really want to as his bday is while we're away) b) carry it on me in hand luggage or c) pack it in suitcase?... I've read the small print on the policy but unless it's stolen by force or threat it won't be covered.... Thanks in advance...