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Travel insurance - gallstones

11 replies

Thegallofher · 10/07/2018 21:38

We’ve just advised our insurers that I have recently been diagnosed with gallstones. We have annual travel cover and have a number of pre-existing conditions that they’ve covered in the past (high blood pressure included) They have now refused to cover me for anything other than non- health related cancellation! The rest of the family are OK but basically they are not covering me for anything gall stone or blood-pressure related. We are travelling to France and have EHIC cards so I’m assuming if I did have an attack I would be entitled to free health care surely? I’ve started to take a look at alternative insurers and it looks like it’s going to be hard/expensive to get a policy in place. Anyone had the same problem?

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Rafflesway · 11/07/2018 06:45

Try Avanti Gall!

We have an unusual health related situation for which we need cover - travel insurance - and they gave us excellent protection at a very good price. Also they gave us an even better rate - including a discount - for renewing our annual policy late last year. Certainly worth a try!

www.avantitravelinsurance.co.uk/

Also, highly unlikely your EHIC card would offer full cover for what you need.

Good luck!

Thegallofher · 11/07/2018 11:48

Thanks for that steer Rafflesway Anyone else got any experience advice. Compare the market couldnt give me any quotes once I’d inputted my pre-existing health conditions! Spectrum are looking like a good one but am still looking at about £250 to cover a 2 week trip.

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kingseat2016 · 11/07/2018 22:27

My EHIC covered me when I had a gallstone attack that ended up with me in hospital in Greece last summer.

Thegallofher · 12/07/2018 09:38

That’s good to know kingseat - did you go on holiday knowing you had gallstones or did they rear their ugly head for the first time on holiday? We’re you otherwise insured?

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LOVELYDOVEY05 · 12/07/2018 12:11

Staysure are good for pre-existing conditions

kingseat2016 · 12/07/2018 18:03

Yes, I ave insurance with my bank account. Called them in advance to advise but the hospital only wanted to see my EHIC, or my insurance policy when I was taken in.

WhoKnowsWhereTheW1neGoes · 12/07/2018 18:25

We used a comparison site called Medical Travel Compared recently and got cover that way.

Petalflowers · 12/07/2018 18:29

My dh has high bp and gallstones-related condition, and we got,cover. We went with SAGA (!) Select.

Or try this link.

www.moneysavingexpert.com/insurance/pre-existing-travel-insurance/

We also,went to France.

Thegallofher · 13/07/2018 13:20

Thanks all for the advice. Have managed to get insurance in place with Avanti for approx £99 for the two weeks - phew!

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Thegallofher · 13/07/2018 13:21

Sorry £90 not £99

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Notquiteagandt · 13/07/2018 13:22

I have polyps on my gallbladder. Which ai found the only place that would give me healh insurance to cover them was the post office platinum service. It was around £90 but that was for a trip the states.

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