Just thought I'd mention this in case not everyone's aware of it. If you're travelling to an EC country get an E11 form from your post office in case someone needs medical treatment whilst abroad. You fill in the form and the PO stamps it, and you bring the original with you. If you need to pay for treatment whilst on holiday you are much more likely to get a refund if you've completed the form. I think in some countries possession of the form means you don't have to pay anything. Others might know more, luckily I've never actually had to claim on it. But 3 years ago in Ireland we had a minor car accident and I took my baby to the local GP for a check-up and was charged £40. After 6 months chasing I was eventually refunded £16. With the form I don't think I would have paid anything.