We have always done packages with Thomson or similar.
Loads of people we met on hols this year had booked everything separately and got a better deal, with often a better package (one family had paid the same AI as we had SC).
Can you please tell me who you use, who is reliable, what sort of risk am I taking, and is it better to book sooner or later, or bk flights now and hotels later?
Any advice or recommendations would be great thanks 
(we are looking to go to Majorca probably Puerto Pollensa or Cala Dor)