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Higher education

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Tuition fee loan only: do parents need to provide income details?

6 replies

ChirpyGreyUser · 26/03/2026 18:44

Does anyone know if you just apply for the tuition fee loan and not maintenance do parents have to provide income details?

OP posts:
AelinAG · 26/03/2026 18:57

No they don’t

MarchingFrogs · 27/03/2026 00:08

Remember it's the student's loan, not the parents'; they also dont need parents to be involved at all to apply for the basic level of maintenance loan, if they fancy a bit of extra (independent) spending money.

CandyEnclosingInvisible · 27/03/2026 00:12

Nope. Everyone is entitled to the fee loan and to the minimum amount of living expenses loan. You can only get a living expenses loan higher than the minimum by proving that you come from a family that doesn't have the resources to give you additional help, but if thr student doesn't want or need that part of the money then parental income is irrelevant.

PlainSkyr · 27/03/2026 11:37

Student applies for the loan gets 100% tuition amt.

maintenance element comes to parents to provide income details so that they can determine whether to provide minimum or higher amount. If parent says NO then student gets minimum amount. don’t think it comes to parent at all for tuition loan.

DeQuin · 27/03/2026 11:40

Didn't provide ours. DS has tuition loan + minimum maintenance.

CandyEnclosingInvisible · 27/03/2026 12:11

@ChirpyGreyUser that's right usually, but what you are able to borrow depends on so many things that it would be impossible to cover in a mumsnet thread.

If you are a teenager or young adult starting a standard undergraduate degree at a non-London University in England and will be living away from your parents (e.g. in student accommodation) and you are a UK citizen with no gaps in the UK residency and none of the other myriad of exceptions and differences apply to you then you can apply for a maintenance loan without providing parental income and savings details and the amount you will be assessed for will just assume that your parents income is over the threshold after which no extra help is available (I believe that's a parental income of about £62kpa) which means you can still get a maintenance loan of about £5000.

It's less if you will be living with your parents, more if you will be living away from home in London, you may not be eligible at all if you don't meet the right residency requirements, so this isn't the place to get specifics. The actual Student Loan website is a bit daunting to navigate when you are just trying to get initial information but individual universities often have a "quick calculator" which will give you reasonably reliable results - just put in £75000 or something like that for Household Income and you will get the same result as you would get if you provide no Household Income information at all when it comes to the actual application. Sample user-friendly calculator at https://sheffield.ac.uk/funding/calculator (many other universities will have similar tools)

(a note on Mumsnet Etiquette - please don't send private messages for just continuing the same conversation 1:1 - the Private Message function is appropriate if you want to tell another user something personal that you wouldn't want to share with the rest of the community. For the general conversation, keep it on the main thread where other people who are interested can also see and respond)

Tuition fee loan only: do parents need to provide income details?
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