My DS is studying in Spain for a year and has a GHIC, but I'm wondering if we should also consider private medical insurance, including repatriation? He is (touch wood) healthy and has no pre-existing conditions, but doesn't speak much Spanish (course taught in English). I have had quotes of around £150 per month - we are far from wealthy but I would spend this for peace of mind potentially. Any thoughts/recommendations for suitable cover would be gratefully received. Thanks!