Insurance for a year in industry in Dublin

[cleo333]

My son is going to stay in uni accommodation doing a year in industry , working in Dublin . So far the costs involved are high ( costly place to live) and now he needs insurance .

the yearly insurance is coming up at about 400 quid , anyone have any idea how to get this lower , have you taken this out before ?

What type of insurance is it? Health/car/professional?

International health insurance for students

Is he a British citizen? If so might be worth checking out what he’s entitled to under the ‘common travel area’. Though most people in Ireland have some form of private health insurance.

I live in Ireland and don’t have health insurance.
It’s not compulsory unless his employer is insisting?
Is he registered with a local GP?

When friends locally (County Cork) have needed cataract OPs on the public health system, they’ve been sent to private hospitals in Belfast and the bill has been picked up by the Irish health service (HSE).

If he's British then there is free movement between the two countries that exists outside of EU conventions. So he can move to Ireland and live here as though he is Irish, work/vote etc, they shouldn't be requiring anything of him that they don't require of Irish students (although I don't know anything about academic studies here so perhaps they do require Irish students to have insurance). Are they worried about him needing medical repatriation or something? I can see why they would want cover for that for international students but, as I say, a British person living in Ireland should be treated the same as an Irish person. However if they require everyone to have health cover then that is fairly expensive here, I certainly pay a bomb, plus quite a few of the benefits don't kick in for the first six months depending on who you are with. The Health Insurance Authority is a good place to start, hia.ie

Is the work placement taking place as part of his university degree? If so, check if his university provides insurance for students studying/working abroad.

Some universities will cover students under their institutional policy, but only for emergency health claims (i.e routine check ups with a GP not covered).

Is your son a UK national? If so he should also get a GHIC card

He’s British and doing a student year in industry in Dublin they are saying they have private health insurance subject to terms and conditions but what they are we don’t know x

I am just looking into this now for my son. He is spending September to December in Ireland on an Erasmus placement and he has dual British / EU citizenship. After looking at the prices, I dont think I will get him extra insurance as it is so expensive and I believe he can access healthcare anyway. Am I missing anything?

Can you check if he will get private health insurance as a benefit through the company he is working with. Some of my DD's friends got this during their year in industry. (UK not ROI though)

Hello OP, I hope your son enjoys his year in Dublin. I have a daughter returning there for her 4th and final year in September from her YA studies.
We only secured health insurance for this year with her being overseas. When in Ireland, UK citizens receive the same health benefits as Irish citizens, in other words, things like GP appointments, prescriptions etc you may have to pay for, but emergency care is free.
If you need meds or consults, it’s easier to have them with your local home GP, some like DD’s do tel appointments, and she takes her meds with her, they know she is not in London due to being a student.

I understand the belt and braces, but in case you’ve not reviewed it, this is the UK Govt guidance for UK citizens.

www.gov.uk/guidance/healthcare-for-uk-nationals-visiting-ireland#:~:text=re%20entitled%20to-,If%20you're%20ordinarily%20resident%20in%20the%20UK%2C%20you%20can,including%20A&E%20or%20inpatient%20treatment.

Ask them for the terms and conditions, at least then you'll know the requirements.