Apply student finance England for £1 or nil?

[Lasvegas]

dd starting university next month. I am paying her tuition fees and living expenses definitely for year one.

But she may need a loan in years 2 and 3.

She needs to register in 22 as apparently in 23 they are changing the rules and then you have to wait 35 years before the loan is written off at the moment it’s written off after 30 yrs.
so she is applying and customer services said to put nil in the amount borrowed. Has anyone done this? We cannot get past a certain field in the application portal. Maybe the only way is to apply for a loan of £1? Any one have experience of asking to borrow a nominal or zero amount just to get into the system.?

thanks

HeddaGarbeld, I was not talking about SEND. Your DSC will almost certainly meet some who are living a lifestyle that their parents cannot afford. Like in real life there will be a group who is able to live well. DD knows kids who were given brand new BMWs are a gift for getting the A level grades. Or whose parents, like the Blairs, bought them a flat to live in. And there will be some who can't afford it but want to keep up. (Like in real life.)

The point I was making was that they don't need to keep up. There will be plenty with less money who have an equally active, but much cheaper, social life. Ok toiletries from Lidl, a coffee flask, and a bike rather than taxi. But all good. It is a life skill to be able to live on less.

Just read the thread with interest as we are also thinking of doing the same thing for DS1. We are not well off by any means (no private schools or posh cars here!!) but thanks to DH’s job and some inheritance we have enough saved to fund all three years outright. DS1 also works so would hopefully have enough saved for food and other things during the course of the year. Regardless of how/when he’d pay the loan back, I can’t get my head around him starting our life with a massive debt over his head. Neither me or DH went to Uni so perhaps my perception is slightly screwed.

I know you weren’t talking about SEND @Needmoresleep but my point is that with invisible SEND such as autism, your DD and you won’t know if the young people you’re observing have SEND. So you may be judging them thinking they’re lazy and entitled when they’re in fact making certain decisions because of their disability.

Regardless of disability, you are being harshly judgmental. There’s a way of getting your point across without making little snide digs about petty and NORMAL student things like cafes, clubbing and Ubers ffs.

It sounded tbh like you wanted to make the point that although you pay for your DD you’re absolutely not indulging her and that she’s as far from spoilt as possible. That’s fine of course, but do it without putting other people down, yeah?

ihearttc, same here which is why I have paid the fees for them. It was on the basis they must graduate without student loans and no other debt too as I was not prepared to pay if they then sneaked off and took the student loan or had credit card debt.

I forgot to add something that really made my teeth itch:

None of her friends had heard of her school, and there was no culture of exchanging school names, so they were impressed at her ability to take part in private school top trumps.

That is just a fucking embarrassing to say@Needmoresleep Doesn’t reflect well on you or your daughter. All her “first generation university” poor friends being impressed at her having gone to -gasp!- a major public school? I wonder what those same friends would think if they read this now.