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Higher education

Talk to other parents whose children are preparing for university on our Higher Education forum.

How much to give dd to live on??

17 replies

Lilliput · 25/08/2020 16:05

My dd is paying for accommodation with her student loan and then we will be giving her an allowance from savings.
She's going to Aberdeen btw.
What's the general consensus on how much we should give her a month?

OP posts:
Loveden · 25/08/2020 16:10

I'm going to start off with £70/week which is £10 per day for food and other essentials. This, more or less, alongside the money paid upfront for accommodation, will take her up to the maximum loan she could have got if we were on a lower income.

Loveden · 25/08/2020 16:11

^ Sorry, meant to add, if that proves not enough, we will be flexible and find a bit more for her. I'm hopeful she will be able to get a part time job though.

titchy · 25/08/2020 16:30

We did £300 a month when in fully catered halls, then £400 a month when living out. More or less brings it up to maximum loan amount.

Lilliput · 25/08/2020 19:20

She's a thrifty girl so hoping £50 a week should cut it.
I reckon a top up online shop from us occasionally should help too.

OP posts:
Comefromaway · 25/08/2020 21:02

I’m giving dd the amount that someone on a full loan would get and she’s paying everything out if that.

She did have a part time job but lost it due to Covid and hasn’t found anything else yet.

Comefromaway · 25/08/2020 21:03

How much student loan is she getting?

Lilliput · 25/08/2020 23:23

£4750 which covers her accommodation for the year.

OP posts:
CraftyGin · 25/08/2020 23:30

We’ve paid the accommodation for our students and they have used their loans for living expenses.

caringcarer · 25/08/2020 23:33

£400 pcm should allow her to buy food, toiletries, cleaning products, photocopying, and a little to spend on takeaway's socialising and going out. She will need start off money too for buying the books for each unit of study, which are expensive. My dd had to buy one book costing £45.

Tell her to take at least 12 passport size photos as each lecturer wants one plus you need others for joining societies.

Comefromaway · 25/08/2020 23:51

On that level of loan I’d be giving £445 per month over 10 months a year (assuming she’s home in July & August).

Sunshineandsparkle · 25/08/2020 23:58

My dc are still little but my parents give my sister £100 a week for the full year. She saves a bit when she’s back home as she doesn’t need to buy food. She didn’t get a loan as my parents were able to pay for her tuition and accommodation. I’d say that’s about average as there are some who scrape by (and eat really badly as they would rather keep the money for going out) and others who are given much more.

Potcallingkettle · 26/08/2020 00:10

We do £300 a month plus phone and travel card on top. DC has a part time job to save for holidays and treats.

MrKlaw · 26/08/2020 08:00

£300pm and we pay phone and train travel for DS coming home. But we only pay Sep-May - summer he should be at home and ideally getting a job (but we didn’t ask him to this year due to COVID)

We ignored min/max loan as accommodation costs vary so much and it seems unfair to under/overpay for living costs based on how much the rent is, which you don’t have a lot of control over.

honkytonkheroe · 27/08/2020 09:50

We paid £70 pw all year for Birmingham a few years ago now. My 18 year old goes off next year and I think I may have to increase that slightly.

Xenia · 27/08/2020 10:37

My twins get £150 each a week (all year) plus rent and university fees paid by me. That is more than most people even those with the maximum out of London loan for England, but even so some have more.

£9203 is the maximum maintenance loan outside London if you do not live in at home and come from England which those with very low income parents etc from which rent is paid and the rest you live off. I think parents should make it up at least to that (for students in that position with better off parents) as that is what the state expects. Minimum in that case is 4820 so £4383 expected from the richer parents divided by 52 is £84 a week all year as expected top up by parents in England with student not living at home but not being at university in London.

applegate79 · 27/08/2020 11:24

My dd gets £50 a week and has a part time job (10 hours a week). This is similar to most of her friends. She manages absolutely fine and has a very busy social life but is pretty careful with how she spends her money, probably more so as she’s earning some of it! It’s a very personal choice but the friends of hers that don’t work are the ones whose parents have given them more per week and incidentally do seem to be the ones who spend it quickest!

MyMagicStars · 29/08/2020 13:18

My twin girls have rent paid, plus around £120 a week each for Masters and PGCE. DD4 has to pay for contact lenses and DD3 chooses to get the train home more often to visit, so I imagine they have around £115 a week for food, clothes, printing, laundry and books after that- they also save a fair bit.

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