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Higher education

Talk to other parents whose children are preparing for university on our Higher Education forum.

2017 Uni entry . Can we talk about fees and maintenance loans?

31 replies

Timetogetup0630 · 12/02/2017 14:51

Need a bit of hand holding here.
I hoped DD would research this and give me a briefing but I see no sign of it

The Government website doesn't seem to have been updates for 2017/18 entry yet.

Am I right in assuming that if you are a high income bracket household,
(over £60k ) the student is still eligible for a minimum maintenance loan ?

OP posts:
wickerlampshade · 15/02/2017 14:17

Oh maybe. She was definitely heading off to uni.

Needmoresleep · 15/02/2017 15:32

The one thing I have learned about university costs from MN is that a lot depends on the student themselves.

DS is naturally frugal. He cannot see the point of having more than two pairs of jeans, a jacket and half a dozen T shirts. He hates shopping, but really enjoys things, like reading around his courses or attending public lectures. He is involved with student societies etc, but expenditure seems limited to group outings to Chinatown with the nearest available Chinese speaker ordering from the cheap student menu. There are quite a lot of overseas students in his friendship group, and often they cook and eat in groups. He has also taken to making sandwiches and bulk cooking and then using the freezer, which I had not expected.

That plus landing a paid internship last summer, and hopefully another one this, means that his costs are relatively low. His rent is high because he is in London, but mitigated by the fact he does not pay fares or run a car. (Which to my surprise, students elsewhere seem to do.)

I doubt DD will be as cheap, but she has been earning through her gap year so it will be up to her to fund extras vodka.

Several posts on previous threads seem to suggest that students are hard done by if they don't have lots of cash in their pockets to spend on non-essentials. Fine if the parents can afford it, but otherwise I don't think parents are obliged to help fund their child's social life. London in particular, but probably elsewhere, it is quite easy to pick up additional, not too demanding work. Tutoring, waitering at Christmas events, a session or two each week as a life guard.

Not having children in the house has reduced our food expenditure by a surprising amount.

kath6144 · 15/02/2017 15:38

Noeuf - I became good friends with a local lady when I had my DD almost 17yrs ago. She was having a DS with DH2. He had 2 older DDs, she had 2 older DSs, all lived with them.

When one of girls was applying to uni, she apparently said she lived with her mum, as she had a lower household income. I cant remember the ins and outs of how the fraud was found out, must be 15 yrs ago, but I do remember she was questioned for potential fraud. And I have a feeling her mum worked for the police!

So, yes it is possible to lie, but they are committing fraud.

SouthWestmom · 15/02/2017 19:27

Kath I just don't see how anyone would get found out. I know two people doing this and it's frustrating.

titchy · 15/02/2017 19:38

The only person disadvantaged by that sort of 'fiddling' of the system is the student who has a larger loan to pay back.

Timetogetup0630 · 15/02/2017 21:00

Wickerlampshade and Grausse no, it is on the gov website that students estranged from their parents can apply for full maintenance loan and need to provide a letter from doctor or social worker to prove it.

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