Applying for student finance

[LondonMother]

One for the old hands! It's our first time and we would really welcome some reassurance. We've found a statement on direct.gov that says we won't have to provide details of our income if our son only applies for a loan for his fees and the lower rate of maintenance loan. We're pretty sure that will be the position as our income is not quite low enough to get anything else. Are we absolutely safe in not going through the kerfuffle of supplying all details of our income by 31st May?

Thanks!

We did not supply anything. If going for tuition fees and non-means tested maintenance loan your child can fill in the form themselves just needing passport details, National insurance number and bank details. It is straight forward if you only go for the lowest.

If your residual income is above £60K or whatever the threshold is for next year then no, he won't miss out on anything if you do the basic application (& it will save you a lot of aggravation)

OTOH if you're borderline, by the time they adjust for any other children, pension contributions etc it might be worth giving your figures

there is a page on the website where you can get a rough estimate without actually applying

\link{http://www.studentfinance.direct.gov.uk/portal/page?_pageid=153,4680136&_dad=portal&_schema=PORTAL\student finance calculator}

Thanks, lazymum and Ponders. Looks like it's as I thought. Two full-time jobs on not much above the average income seem to push us beyond borderline. Oh well, I suppose it saves some tedious form-filling!