I'm interested in getting private health care for the family.
I'm early 40s, in generally good health, except overweight (size 16) but have been seeing a personal trainer for last year and working on it. Don't smoke, drink low-moderate.
DH is late 50s and borderline overweight (wearing M/L). He has mild asthma, been on blood pressure meds for the last year. He has been fine apart from that, but has recently been advised to get a referral to a cardiologist for what the GP thinks is "mild angina" (his words not mine) but not actually diagnosed. Main symptom is fatigue. Doesn't smoke, drinks a little more than me but still not that much (well within NHS recommendations)
All our parents are still alive, various health problems but doing well for people in their 70s and 80s.
DS is 8 and never had any health problems so far, touch wood.
Does anyone have any advice about which companies and plans are best? I only know BUPA and AXA. I had AXA through work once but never claimed.
I am guessing DH's angina, if it is that, would be a pre-existing condition? IF it wasn't "covered", does that mean that he could not access any private health care at all for it? Or that he could, but would have to pay for the appointments on top of the insurance premium?