I am on a NHS waiting list for a pelvic floor operation and hysterectomy. It will be a long wait as there are no non emergency NHS operations taking place until April. I paid for an initial consultation to speed things up but can't afford to pay for the procedures, anaesthetists plus days spent in private hospital. I don't have private insurance and only have limited savings. My husband and I are on low incomes. Our one financial positive is that we own our home outright.
I've just seen a friend who has private health insurance and has had a hysterectomy. She was saying the whole experience would be so much better if I went private and implied it would be worth getting a loan (ie getting into debt) for. She gave me a story about being patronised by a doctor as an NHS patient, who had been courteous and pleasant the month before when she saw him privately. She also reminded me my wait could be made even longer by further cancellations. I am now feeling quite anxious. The idea of an op on the NHS is making me nervous but so is the idea of finding the money to pay. I don't know exactly how much it would cost and I suppose that would be a sensible first step but even the thought of doing that is panicking me! I'm thinking it will probably be close to £10,000 and that is more than my savings. Also I've been hoping to use my savings to help me study for a MA.
Ideally I would love to hear from someone who had a positive NHS experience who could reassure me! Anyone?