VLCos ,
Yes , your supplement of 400 IU is far too low. IF you are an average responder , then you could expect that dose to boost your vit D blood level by about 10 nmol/L . This is a tiny amount , when you are languishing in the low 20s.
As I mentioned above , you would probably be best served by taking about 5000 IU per day , for 3 months . Then retest your level , . At that point you will have a good idea of how you have responded. there is a 6 to 1 variability. In general an average responder would raise their blood level by 25 nmol/L for every 1000 IU that they take. When you reach levels above 100 , then your body starts to store D3. , your blood level will still increase , but more slowly. For instance , if your level was 120 , and you took 1000 IU per day continuously , then you blood level might rise by say 15 , and not 25. The stored D3 is a good thing , it is used by your cells for the autocrine response. When your blood levels are as low as yours, your liver quickly converts the D3 that you have ingested by either supplement, food or sunlight , to the blood storage form 25hydroxyD3. It is that form that is measured by blood tests.
After 3 months continuous daily supplementation , your blood level will be at equilibrium for that dose. That is why it is best to test then. From the result you get , you can then decide what to do with respect to further supplementation . IF you just stop , THEN your Vit D levels will just return to lower levels , unless you take other steps. You cannot make Vit D in winter in UK , the sunlight is not strong enough. There is very little in food .. ! Just 40 IU in an egg. None in fruit and vegetables. Some in oily fish , but only a few hundred IU in a normal portion. Farmed fish ,e.g. farmed salmon has 1/4 the vit D of wild salmon.
The fact that your levels have been dropping over summer may indicate that you are not absorbing even the very small amount in food , unless you are vegetarian , in which case your food will have very little Vit D. Meat does contain some , depending upon how the animal was kept / supplemented etc.
Sometimes doctors won't re-test, if that is the case , you can get a test here , an NHS lab , they do charge £28 if not doctor ordered , but it is simple , just a blood spot on blotting paper , sent to their lab , they email your result back within a week. <a class="break-all" href="http://www.vitamindtest.org.uk/" rel="nofollow" target="_blank">www.vitamindtest.org.uk/</a>
IF you do have bowel problems , which might suggest absorption problems , such as IBS, Coeliacs, Croh'ns, gall bladder out , etc etc , then it might be better to take an oral spray supplement , which is directly absorbed into the bloodstream, bypassing the digestive system entirely.
whew ... I hope that is helpful ...!
BTBH