My dc is at uni, in their second year. The last two years my income had been low enough that they qualified for the maximum loan. However I have been offered a new position with a 45% pay increase which is fantastic for me however I want to budget for how this is going to affect Dc.
Fo they take into account your pay before or after pension contributions? I currently contribute the max allowed in my company which I would like to continue, however, if they only look at gross pay I might need to reduce that to free up some funds for DC.
If it goes on net pay then obviously keeping them higher is more beneficial to DC.