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Fostering

Here are some suggested organisations that offer expert advice on fostering.

Considering fostering but I need to figure out if it is finally feasible

62 replies

Tuzuno · 07/07/2025 15:53

Hello there, I'm new here. As the title says, I'm looking for some very honest and straightforward opinion as I need to figure out if my family can financially thrive if I start fostering.
FIY - I want to do it for the right reasons but if I have to sacrifice my son's needs in the process I might have to give up on the idea.
My circumstances are:

  1. My son is 2y7m old and considering our 0 exp with fostering we probably will opt in for very young children/babies so the I have been told £133pw is my allowance and then children support is £154pw
  2. I have POTS which sadly made me very unwell antenatal and postpartum to the point I am currently on ESA £280 every week(in the process of applying for PIP) I am starting to recover and am thinking for what I want to do for a living and fostering has always been something I wanted to do so I'm exploring the possibility. Also, would my ESA stop if I start fostering?
  3. My partner is full time employed and earns £2500pm, we are frugal but with inflation we've used £1800 overdraft as what I get as benefits barely cover our food bill. We are not rushing for me to get back to work as health is more important than anything and money comes and go but eventually I will go back unless knowing fostering can elevate some of that financial burden I might have to look for work.
  4. We are in Yorkshire if that is relevant

I know asking that question might make me sound horrible but my son is my priority and I need to know beforehand, so my question here is - would this put more financial strain on us than actually improving our financial situation while we try and help some unfortunately souls along the way?
I am just so split between always wanting to do it and help but at the same time I'm just worried that it will get us in more debt.

Thank you all in advance!

OP posts:
Tuzuno · 07/07/2025 21:37

Titasaducksarse · 07/07/2025 21:28

Look at Shared Lives instead. Like fostering but with adults. My local authority area, the pay is £1900 a month with tax exemption

Edited

Thank you! I will definitely do that!

OP posts:
Unexpectedlysinglemum · 08/07/2025 00:10

saveforthat · 07/07/2025 16:33

If you are unwell enough to claim sickness benefits, you are not well enough to foster. When I fostered, a doctor's note was required to confirm fitness, it was it was physically and mentally exhausting and I was fit and well.

I agree.
Those kids need very stable new homes and very resilient foster parents.

Unexpectedlysinglemum · 08/07/2025 00:11

Op have you thought about training as a childminder

MyLov · 08/07/2025 02:26

Tuzuno · 07/07/2025 18:44

Thank you! This was helpful.

Well it would be if it were correct! Foster payments are disregarded by ESA and fostering does not count as “working” for ESA. So you can foster and still get ESA (albeit DWP may decide to reassess you if they think your fostering responsibilities conflict with your LCW/LCWRA status as they can do at any time/change).

Isitreallysohard · 08/07/2025 02:45

Financial reasons shouldn't be the motivation for you fostering. You don't sound like you're in great health, you have a young child and you don't want to put the foster child first so do you really think it's a good idea?

Ted27 · 08/07/2025 11:37

@Isitreallysohard
Nowhere in the ops posts does it suggest she is motivated by money.
She is considering fostering and quite sensibly came here to ask questions to see if it could work for her family. If you don't ask questions how can you make informed decisions. She had come to her own conclusions that its not right for her family at this point.
I find it really annoying that as soon as the issue of money is raised foster carers get treated like money grabbers profiting off the poor children.
Many foster carers work 7 days a week, no respite, no holiday, no sick pay, no pension, for a pittance.
Foster carers can't live on fresh air and fairy dust and should be able to discuss finances without criticism.

Isitreallysohard · 08/07/2025 12:04

Ted27 · 08/07/2025 11:37

@Isitreallysohard
Nowhere in the ops posts does it suggest she is motivated by money.
She is considering fostering and quite sensibly came here to ask questions to see if it could work for her family. If you don't ask questions how can you make informed decisions. She had come to her own conclusions that its not right for her family at this point.
I find it really annoying that as soon as the issue of money is raised foster carers get treated like money grabbers profiting off the poor children.
Many foster carers work 7 days a week, no respite, no holiday, no sick pay, no pension, for a pittance.
Foster carers can't live on fresh air and fairy dust and should be able to discuss finances without criticism.

Absolutely agree and I think it should be paid well. My comment was more it seemed like OP was looking fo a money stream and what would fit around her disability and child. Apologies if I got that wrong. Foster parents are amazing.

Didntask · 08/07/2025 12:12

Isitreallysohard · 08/07/2025 12:04

Absolutely agree and I think it should be paid well. My comment was more it seemed like OP was looking fo a money stream and what would fit around her disability and child. Apologies if I got that wrong. Foster parents are amazing.

You weren't the only one to get that impression from the OP...

caringcarer · 08/07/2025 22:11

Titasaducksarse · 07/07/2025 21:28

Look at Shared Lives instead. Like fostering but with adults. My local authority area, the pay is £1900 a month with tax exemption

Edited

I'm a Shared Lives Carer too and actually the pay çhanges dependent on the disability of the adult you are supporting. Some of these adults are incontinent and you might have to help them with personal care and then you receive more pay.

Iloveagoodnap · 17/07/2025 11:20

I know there are some people who think foster carers should take often severely traumatised children into their homes out of the goodness of their hearts and receive no money for doing so. Personally I think we do a very important job and should be paid accordingly.

That said, the first thing you should know is that some SWs talk a lot of crap. You can never think of being a foster carer as a job. It becomes your whole life.

Your biggest priority at the moment is understandably your own child. But to be a good foster carer the foster child’s needs have to come first. So you’re not going to be able to prioritise your child. Which at his age is not fair to him.

I fostered ‘the wrong way round’ in that I fostered two children and then unexpectedly got pregnant so, as they are a long term placement, my child has grown up with older siblings. I felt awful when she was a baby having to force her, screaming into the pram so I could take them to school. Having to put her into childcare so that I could attend meetings or training courses. And 8 years later my now 16 year old foster son is still so jealous of her, despite me doing my best not to show favouritism, that I can’t leave them in a room alone together as he’ll start being verbally mean to her or throwing her toys around etc.

Recently I’ve started fostering younger children. We had a two year old emergency placement for 4 days. He was at the level of about an 18 month old, so the age you might be asked to foster. I could not sit down for a minute when in the house as he was constantly climbing on the windowsills, into everything, couldn’t play etc. He also bit my daughter hard within the first half an hour so she was a bit scared of him after that. What will you do if a foster child bites your toddler and your toddler is crying and wants you to cuddle him but the foster child is also screaming and throwing toys at the TV?

We now have a foster baby. And it is lovely. But again my 8 year old has to come second a lot of the time. And I don’t think it’s harming her but I am feeling guilty. After the baby moves on we won’t be getting another placement until the older two have moved on. And actually I’m considering stopping at that point.

The baby has family time 5 times a week for 1.5 hours. The sessions are near the parents’ home which is half an hour’s drive from us. So the family time takes 2.5 hours out of each day. Fortunately the baby is picked up and dropped off 4 days out of 5 but there’s no guarantee that that would be the case with a different child and in my authority the expectation is that when you accept the child you accept them agreeing that you will take them to and from family time, and potentially supervise it as well. And birth children are generally not allowed with you at family times. There’s a contact centre in our area that if the family time is there you are not even allowed to have a birth child with you to hand over the foster child at the door.

There are also regular care planning meetings to attend. Visits from your SW. Visits from the child’s social worker. Training courses. Support groups. Medicals for the foster child. None of which you can take your birth child to. Well you can have your child around when Social Workers come over but it’s easier to talk when they’re not.

Your life will be taken over by the foster child but, in my experience, arrangements can change at the drop of a hat, meetings change on a minute’s notice, you won’t know how long you’ll have the child for as dates will change and court hearings etc will be delayed. So it will be very hard to make plans for your own child. You probably won’t get any say in when family time will be during the day so any classes you might take your child to at that time will have to be cancelled.

Birth parents or social workers might make a massive deal out of small incidents. My foster baby gave herself a small scratch from her own finger nail and I got a phone call about it and it was the focus of my next visit from the social worker. So if your toddler hurts the baby, by accident or on purpose, it will be made into a big deal and you will forever feel on tenterhooks when they’re near each other.

Cassimin · 20/07/2025 13:33

I’m a foster carer, have been for 14 years and would say don’t even think about it at the moment.
Your child is far too young.
Why would you want to look after other children when you have barely looked after your own?
Enjoy your child, spend all your time loving them and supporting them, they grow up really quickly!
Theres plenty of time to consider fostering.
Get yourself fully healthy, get rid of any debt, have holidays, then take time to think about what ls best for all of your family.
I also work on fostering panels and I would have reservations putting you through from what I’ve read.

Navigatinglife100 · 20/07/2025 14:24

My DCs childminder was also a foster carer. Her daughter was about 11 when we first started to use her services. She had a rule that she never had a foster child older than her daughter. She mainly had small children and babies. I think i recall one that was about 7 or 8 but i dont recall the placement being for very long. I don't know the background to the fosters, obviously.

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