That is lovely ghost!
You learn the more experienced you get. We have been out of pocket a lot by fostering and we were happy to buy urgent things at the local Tesco etc when we have had children come with nothing as we thought we'd get refunded by keeping receipts, as we were told. We only got things refunded, including a lot of furniture we had to buy, over 8 months' later, and not everything.
To Pengy, I mean this in a nice way, but I too would not mind spending £50-100 to buy the first essential clothes on my old salary, but I gave up a comfortable job in order to foster and was assured that clothes, equipment, mileage would be refunded etc but then you find out that any refund from our LA is like going to war, and it is exhausting to always ask and ask again for the money back.
I only get about £550/month as an allowance for our foster child (and we don't get anything else like a carer's fee...).
We now buy almost only second hand, as you can get so much more, but the LA will not refund 2nd hand clothes for health and safety reasons (to me clothes are just as "dirty" after being hanged in a store and touched by many, and need washing again either way, so am not sure what their reasoning is). We are also slowly growing a stash of nice second hand clothes, but we can't buy for girls/boys from 0 to 18 years just in case (money and storage).
It is really something we do only out of love and we do everything we can for our foster children, so it is quite upsetting when I read people who are not foster carers think we are being unreasonable or tight. The LA's are being tight and try to squeeze out as much as possible out of carers.
If we were with an IFA it would be better as my understanding is most pay £350/week + and then you can manage the money for clothes, mileage, etc yourself without having to ask for refunds. Over the year it probably would work out not much more than with the LA (if they did refund), but it would be much less stressful.