Hi Everywoman I think all the posts in response to yours have been excellent, so I can't add much more. Yes definitely agree that IFAs are talking of older child as they know that they are more likely to be asked by the LA for a placement. IFAs are businesses and recruit carers quickly and offer good support etc and pay fcs more than the LA but this is all charged to the LA, meaning less money in the budget for "in house" carers and the children they foster. IFAs make vast amounts of profit and it depends whether you want to line the pockets of these entrepeneurs or foster for the LA. Oh and it is not a good idea for your 10 year old to lose his/her place as the eldest in the family.
I think your first experience of flagging up your interest in fostering to the LA was disgraceful and they should be very glad that you are giving them a second chance so to speak.
I think a big problem is going to be around you giving up work to foster. As someone else has said, no short term carer can be guaranteed to have a child in place for 52 weeks of the year. Some LAs pay a small retention fee between placements but I'd imagine that has been phased out now with all the cuts.
The only way you could be sure of 52 weeks payment is by long term/permanent fostering, and I think this is very risky when you have never fostered before. Also the LA are urging permanent foster carers to apply for a Residence order because it's cheaper for them. It means you share Parental Responsibility for the birth parents, and the allowance is discretionary, whereas with fostering it is mandatory. Also it means no more sw involvement, which some may see as a good thing!
To be honest I think the best way for you to go at this stage is to think about respite care. This is to care for a child whose foster carer's need a break (can be done at weekends) and some LAs have schemes where you can foster on a respite basis for children coming straight from home, to give their parents who are struggling (maybe with a lot of children/financial issues/domestic violence etc) Again this can be done at weekends. Some respite carers foster 2 weekends in 4 or whatever. You can say what you could manage. Again there may be a long wait before you are actually "used".
The reason I am suggesting this is:
a) It would allow you to "dip your toe in the water" so to speak as far as fostering is concerned, and you would get a better feel of what it's like to look after someone's elses child.
and
b)You could keep your job.
We used to do this a lot for people in your position in the LA for which I worked and it worked well. Just a thought for you to consider. You do however have to through the same assessment and training as for short term fostering, as respite care is still underpinned by the Fostering Regulations.
Happy to help further if necessary.