Nigella uses both too, and her recipe is hands down the best banana loaf recipe (in fact, I'm going to go and get some bananas out of the freezer now to make one later, having seen this thread).
I always assumed it was just quite hard to raise a cake with a lot of dense ingredients, but there could be something to do with having an acidic ingredient (bananas) in there too.
Every time I make banana cake I slightly raise an eyebrow and wonder why, and then I just get on and do it as I know it will be delicious.
My top tip for banana loaf is to add some sea salt crystals. A small amount just make it all the more delicious.