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Feminism: chat

ISA threshold changes (bear with me)

8 replies

drspouse · 26/11/2025 13:02

Apparently the budget changes include an ISA threshold change but only for the under 65s.
Given that more women are married to older men than vice versa, I am a bit concerned about how this pans out for those in financially abusive relationships.
If older husband can say "oh we need more money in MY savings than we do in YOURS" this leads to an imbalance between the sexes - did they do an Equality Impact Assessment??
Overall this will be a positive for women who are NOT married as they are in the majority of the over 65s but those who are married to older men are probably going to suffer on average.

OP posts:
WithDiamonds · 26/11/2025 13:11

I’m vice versa and 2 years older than DH, are there any type of stats available as to age differences?

MrsWobble4 · 26/11/2025 13:34

i don’t think it’s a problem - the ISA limit isn’t changing overall - just that amount you can put in a cash ISA

drspouse · 26/11/2025 13:58

MrsWobble4 · 26/11/2025 13:34

i don’t think it’s a problem - the ISA limit isn’t changing overall - just that amount you can put in a cash ISA

That type does tend to me more accessible to the less financially literate though, which might include women kept poor by husbands.

OP posts:
Talkinpeace · 26/11/2025 21:02

£12000 per year allowed in cash ISAs
£20,000 per year allowed in S&S ISAs
£12k + £8k allowed
I cannot see how it disadvantages women
who can afford to put £20k a year into savings

RedRiverShore5 · 26/11/2025 21:09

I'm 3 years older than DH, unfortunately neither of us can afford to put £12k in a cash isa, let alone the £20k we are still allowed

largeredformeplease · 26/11/2025 21:12

Nah, I can’t really see it being an issue.

secretrocker · 27/11/2025 08:03

Don't think it's an issue.
DM is late 70s and puts £20k into ISAs each year, which she gets from pensions 🙄

missmollygreen · 11/12/2025 19:39

drspouse · 26/11/2025 13:58

That type does tend to me more accessible to the less financially literate though, which might include women kept poor by husbands.

I think you are reaching a bit here OP.

If you are able to save £1000 a month then you are hardly being "kept poor" by your husband.

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