relationships on UC

[theworldisdoomed]

Benefit UC system does not make sense to me. Any experiences with bf not wanting to move in together as they dont want to be responsible for the person financially, or restricting money?

Context OP? The partner may have a point though. If they aren't his kids and he's got his own kids. It does make sense to live separately rather than rushing moving in together.

If you move in together, they’ll take into account his earnings and you’ll potentially be sanctioned.

I'm not 100% sure what you're asking, but it's one of several reasons I wouldn't move in with DP, because I would lose a huge chunk and he would not be able to make up the shortfall at all.

Just to add: I am working on my options for when my children are older and I no longer get UC. It's honestly terrifying in this economy though.

Situation: he makes 3k in London. They move in together, he becomes responsible for her financially as she loses UC and independence.

www.gov.uk/government/publications/are-household-formation-decisions-and-living-together-fraud-and-error-affected-by-the-living-together-as-a-married-couple-policy/are-household-formation-decisions-and-living-together-fraud-and-error-affected-by-the-living-together-as-a-married-couple-policy-an-evidence-review#:~:text=Although%20claims%20for%20Universal%20Credit,same%20household%20are%20a%20couple.

Funny how a boyfirnd moves in and UC instantly expects him to support another man's child when we had a PM who didn't support several of his own children.

Why should tax payers support a couple who can support themselves?

If living together, the income and outgoings should be considered jointly - because the couple are a couple.

Anyone has an experience how to bring it up? - telling a potential new partner that you expect him to give you money and pay for everything?
Any success stories?

When me and my more ex discussed him moving in I was just honest and said "you moving in will affect my benefits. We need to look into that"
He was adamant he went halves on all bills, despite me and DC being 75% of the household. I wouldn't be moving in with someone I wasn't prepared to have that talk with.

It's one of the reasons we didn't cohabit. I worked ft but was in receipt of some benefits. DP earned much more so our household income would have meant losing that little support.

Now the DC are older we are still 'living apart together' as DS is at uni and my sole income means he gets the full loan. If DP and I moved in together I would immediately have to stump up and additional £5k+ as he wouldn't be eligible for the full loan. I currently don't claim anything benefits-wise.

Our arrangement works for us. We legitimately only spend the odd night at each others' home, as and when. That will hopefully change soon, but the impact on student loan finance is a huge consideration.

Every couple should have a sensible adult conversation about money before they move in together, regardless of benefits or anything else. I don’t hugely like the idea that people choose not to move in with a partner because of the impact on benefits but I also can’t really think of a practical alternative. Benefits are quite rightly assessed on household income.

Surely he won’t be a new partner if you are thinking of cohabiting?

TBH, if you have to ask that question you probably should be reevaluating the relationship….

Why the rush to move in, it's possible to have a relationship without living together.

The world moved on from the old ages and dependency on bf/husband pocket money. Not all couples share all finances. That is a big step. Dating market suggest that very few are willing, especially after divorces.

Maybe there should be a dating app for people on benefits.

Maybe!
I don't know your skill set op but maybe invent one. Not sure how popular it would be but they have dating apps/services for professionals so I suppose why not people on benefits.
As for your partner moving in and you becoming a family unit, we'll the only problem I have with him then being expected to support 'his' family, is where is your kids actually dad in this? This is the person the state should be coming after to force him to financially provide for his own children.

I dont understand... do you want/expect him to cover everything?

Do you see a future with him long term? Or are you wanting him to move in purely to cover the shortfall?

So your children are shared and you openly admit that you would lose benefits if you lived together.
Despite him earning a good salary.
Abuse of the system to the extreme