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Help for victims of financial abuse
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persister · 26/07/2022 13:40

I'm hoping for some advice on where to direct a victim of financial abuse for help, please.

Her partner has abused her physically, emotionally and financially and now he's no longer living with her she's discovered that all the household bills she thought he was paying are actually in her name and she's left saddled with a load of debt she can't possibly pay off. There is no chance of getting him to take any of it on so she's on her own.

Is there an organisation that will support women to deal with the consequences of financial abuse or am I clutching at straws?

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Sux2buthen · 26/07/2022 14:02

Nope! I'm in the same boat, I've tried citizens advice, MP, council, bailiffs, solicitors and the list goes on. I will follow this in case any helpful info appears.
I'm currently paying 5000 off of a debt I did not know existed while he has a new house from the council, new wife and baby and doesn't pay maintenance 🤗 I have three children all his too that I have been working two jobs to provide for.
Financial abuse is supposedly illegal but seems enitirely unenforceable

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Sux2buthen · 26/07/2022 14:03

There's always stepchange etc they were suggested to me should I want to try and go bankrupt Angry

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abblie · 26/07/2022 14:14

The only advice I would suggest is an IVA it's when all debt is put in 1 payment and rather go bankrupt your credit stays average. I done this about 3 years ago and the stress and hassle has reduced so much. I understand this shouldn't happen to your friend but it may be the only way to savage her credit and reduce her monthly payments to various people

Hope she gets sorted xx

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persister · 26/07/2022 16:11

Thank you all so much. It's unbelievable that these men can ruin someone's life like this and walk away. I wish I could help her.

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persister · 26/07/2022 18:40

Somebody's just suggested a Debt Relief Order to me, has anyone experience of that please?

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Sux2buthen · 26/07/2022 19:43

I had to do one years ago, it writes off debt after one year and lasts six years on your credit report. A form of bankruptcy
I was encouraged by the same person no less to do this after the mess started, it's now gone from my credit score but had left its mark. Working hard to fix it, he's made very sure I'll now be working harder

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persister · 27/07/2022 17:18

Ah I hadn't realised it's a form of bankruptcy, thanks. Might still be the best option for her I think.

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MrsMoastyToasty · 27/07/2022 17:22

If he falsified her signature on loan applications etc she may have a claim he acted fraudulently. That's a police matter.
She may be able to get help from a free debt advice charity.

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persister · 28/07/2022 13:15

I think the problem is proving the fraud. Good point about a debt advice charity, thanks.

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FinancialAbuseSurvivor · 10/08/2022 17:31

Hello, I'd recommend contacting Surviving Economic Abuse (this is also for the other ladies who responded on this forum.) It would be a good idea to report the man to Action Fraud (opening an account on other's behalf without their consent IS already fraud)
Best wishes! 🙏

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Sux2buthen · 10/08/2022 20:21

Thank you I will

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persister · 10/08/2022 20:56

Thank you very much!

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