We have two fantastic kids, aged 5 and 3. We always wanted a bigger family but we have been on the fence for the past couple of years. We have good jobs but feel we may still struggle financially and also our support system is quite small. I love being a mom and I loved been pregnant. However, I am in my late 30s now and I know I need to decide whether it is now or never. I would love another and would be afraid I would regret it again. However, I know we would be more financially comfortable with 2 and would have a better life balance with 2. Would love some advice on what to do.