Travel insurance post brexit

[Flamingchips]

Has anyone been able to find any info re the EHCC agreement in the event of a no deal? I can’t get travel insurance from most insurers and use ones with specific guidelines on using the reciprocal agreements. Essentially I use them for repatriation cover.

I can’t just exclude pre existing conditions because Of the multifaceted effects of my previous treatment. So for example, if I broke a bone it would be blamed on the pre existing condition as would say breathing difficulties.

I’m not sure what companies are planning - it’s a difficult one as I don’t know many other people in this situation. Any ideas or do you think prices will go up to USA like rates post Brexit?

No deal means no EHIC, UK becomes a 3rd country,
i'm pretty sure even with Mays deal, it still needs to be negotiated during the implementation period.

If we go with a deal there’s the in between period till I think 2020 or so. Without a deal there is no transition - that’s the bit I’m concerned about because I’d quite like to book some flights after March.

I seem to recall back in October that Mays WA does not yet cover EHIC, the WA does mean everything stays the same, not least security data access.

www.moneysavingexpert.com/family/brexit-what-it-means-for-you/#ehic

The WA will mean EHIC will stay till dec 2020. It’s the no deal scenario I’m asking about - but I’m guessing the answer is we’ll find out when we get there as who knows what will happen in a no deal scenario. I guess I need to speak to my insurer before booking flights.

With a no deal, international insurance may be impossible temporarily, depending where it is based. A true 'no deal' legally means there are no ties between the UK and UK as of 29 March. If you are flying to Europe, an EU based insurer may well cover you, but you have to check properly.

I think I won’t be booking flights - I literally can only get insurance which is based on reciprocal agreements. If we have no deal we have no EHIC agreement and my insurance also doesn’t cover me for any kind of cancellation.

I would hope that “normal” insurance wherein the insurer pays for your treatment will still be valid but I know that’s not really a given either. If it is all good, it’s still no good to me.

Had a bit of a read, from what I can see it’s fine to book a holiday just now as long as you take out your cover including cancellation right now.

So basically I can’t do anything till nearer the time - I can’t buy insurance till 60 days beforehand and have no cancellation cover at all.

I never understand this with travel insurers. Ok exclude medical cover. But why won't they cover you for other things like loss of baggage or cancellation of the plane (eg because of a drone sighting)? You are no more likely to have your bags lost by baggage handlers than someone in good health.

Preach! I’m pretty sure there’s no statistic which shows cancer survivors are more likely to suffer strike action from airport staff 😂

Oh crumbs. We are going away a week post brexit. We have travel insurance but does this mean it could be invalid if we go no deal?

{emmskie03 Mon 14-Jan-19 16:42:58

Oh crumbs. We are going away a week post brexit. We have travel insurance but does this mean it could be invalid if we go no deal?}

That is a possibility but things are in such turmoil there is not much point in doing anything for a few weeks when with luck things might get a bit clearer.
Just make sure it is written large on your calendar to check say 2 weeks before travelling.

Oh crumbs, I did not think about any of this when booking. We always go away in April and I just booked it!