If the nation doesn't vote with your choice on Thursday, what will you do on Friday?

[YourPerception]

I will accept it.

Interest rates are at an all time low of course they will rise.

If we vote to remain,
I think the Bank of England will raise interest rates before Xmas for sure. Our economy has been to good to leave them. The only reason they are unchanged at the moment is Brexit fears. I also think the EU will go in for some big changes, whether they will suit us or not I don't know. I definitely think this referendum will be a spur to action for them.

If we vote leave,
House prices will stagnate for a little while and interest rates will remain low longer. How the jobs/stock market will be affected, I am not sure. I think it may help the bottom end and hurt the top end. Deutsche Bank thinks our stock market will out-perform the rest of Europe if we leave! (as reported by the FT) There is definitely more uncertainty in the short term and whether it turns out to be brilliant or desperate will depend entirely on the leadership right after the vote.

Personally, I love the idea of calmer house prices, lower interest rates, a surging stock market, and people at the lower end getting a chance for a change. There is a real path for this outcome if we vote out. But it is no sure thing. It would require coming together as a country, putting our shoulders to the wheel and some good leadership.

I'm voting Remain. If Leave wins, I will avoid social media for a day or so because I think it will be full of doom-laden prophecies and heralding of the apocalypse. I think Leave will have very bad consequences but I don't want to indulge in speculation about the extent of those consequences - the news has been so relentlessly awful and depressing recently and I don't think I can bear all the end-of-the-world stuff that will abound. I really hope there won't be gloating either way - so much division and bitterness has been stirred up by this referendum and whilst I can't see any result putting an end to that, gloating in either side will only deepen the resentment and ill-feeling so I would hope people would hold off. They won't though!

Exactly. How is that good for generation rent? It won't matter that house prices go down if all of your money is being spent on rent.

Supply and demand.

And all the uncertainty about either option is completely confusing me. Should I buy my holiday euros now? Should I be looking at new mortgage deals? I'm not good with finances and no one seems sure what the impact will be either way!

Martin Lewis says buy currency before Thursday.

Look at some of my friends and family in a whole new light.

Jasper :) as an Irish person I am wondering how we are going to afford the "health care, social pensions" etc of all these new "residents". Out of interest is there anyone who is applying for an Irish passport who has never set foot in the country?? (It's long been acknowledged that our residency rules are very lax)

I will be watching my DD very carefully - as her mental health is already affected by the whole thing.
As a family we may well leave/have to leave the country.

mummy - I've been really affected by the referendum too. I already felt like the Tories had successfully divided sections of society and was worried about the casual racism and xenophobia developing but this has just compounded it.

I was reading that the Scottish referendum had caused divisions within families that are still there and this feels like the same will happen. This referendum has caused damage to society and whatever the outcome, that damage is done and might never be rectified. That is the element I find most disturbing.

Frances' 75% tax and the legal requirement to pay for your own healthcare

There's no 75% tax, and France's healthcare system is regularly ranked higher than Britain's. Its drawback is that you have to pay upfront before being reimbursed, but for a higher-rate taxpayer this is unlikely to be a major issue. (Finding a job may be, though!)

We also have excellent cheese

I will be upset, genuinely. But if that's what the majority vote for then it is something we will need to accept.

I'm in Scotland and if we leave the EU and Boris Jonhstone becomes the next PM then I will be voting yes in the next Scottish independent referendum. Something I never ever thought I would do.

"as an Irish person I am wondering how we are going to afford the "health care, social pensions" etc of all these new "residents". "

Isn't that the sort of thing Unionists say when you ask for the six counties back?

jeannie I don't think people are necessarily saying they will up sticks to go and live in Ireland. Rather they will claim an Irish citizenship and passport (alongside their existing British nationality) in order to preserve their rights as an eu citizen

"as an Irish person I am wondering how we are going to afford the "health care, social pensions" etc of all these new "residents". " - genuinely curious about this comment, if this was made by a Leave voter wouldn't they be called a racist?

Guess Frances' 75% tax and the legal requirement to pay for your own healthcare won't appeal to you then

Did you just pluck this out of your backside? It's rubbish. I'm a higher earner who pays a lower rate of income tax in France than I would in the UK (thanks to family-friendly tax policies) and public healthcare here is excellent.

as an Irish person I am wondering how we are going to afford the "health care, social pensions" etc of all these new "residents"

Unless they become resident (which most won't - they just want an EU passport), you won't have to pay a penny. If they become resident it'll presumably be because they are following their jobs, so they'll be paying for their healthcare the same way that you do, via taxation.

Well, parmalilac, my reply to a leave voter who said the same thing would be to point out that immigrants contribute more via taxation than they take out, so... no?

My comment to Jeannie was more of a nudge in that direction, I figured she would see how a united Ireland would work and make the connection herself.

Hollandes 75% 'millionaire' tax is infamous....and heading your way.
You refer to public healthcare. No such thing for migrants settling. State Health insurance yes, but only for those with a household income under £9k..... You cannot settle in France unless you are fully self supporting and won't require state/welfare support. You must have private health insurance. These things are legal requirements in France.
You cannot use state health insurance unless household income is below said limits which excludes you from settling their in the first place under their 'self sufficient' laws.
Referring to the poster who was taking her high earning, highly educated ass elsewhere.

I do agree, French healthcare must be one of the best in the world now.....will you let the UK follow suit in its 'business' model?

State Health insurance yes, but only for those with a household income under £9k..... You cannot settle in France unless you are fully self supporting and won't require state/welfare support. You must have private health insurance. These things are legal requirements in France.

Do you live in France? I do. I use the state healthcare system every single month and I can assure you that my come is over £9k. You are talking utter rubbish.

Accept the result as that's what democracy is all about. And then get on with my day.

To those who plan to cry...really? So much hyperbole on both sides that it is hard to see the wood for the trees.

I won't be buying flowers for European friends. I don't think any of them are taking things personally

Should have known you'd be around to defend France's good name, Mistigri

To be honest I'm starting to wish I could move back (which I can't really, with a non-Francophone husband). Having children has really changed my perspective on the whole expat thing.

I'll also worry about the country and know that a large percentage of the leave voters who are racist (and please don't try and pretend they don't exist) will have the validation they've been seeking.

Sigh.
Back to 'The Racists! (TM)' again.

I actually don't believe that 'a large percentage' of leave voters are racist.
A proportion, yes, but not 'a large percentage'.

Hyperbole & hysteria as per the general tone of this whole thing (from both sides).

Mango - believe what you want. I honestly don't care. Having experienced racism and seeing and feeling it get worse, I stand by my words.