The elderly person I cared for (distant relative, not a parent) starting displaying paranoia traits when she was widowed suddenly and she could focus all her concerns on her late husband's family. She was convinced that her BiL could break into her flat and read her bank statements without leaving any evidence because he was a joiner and could "cover up" damage to the front door etc. She was 76/77 when I first noticed it.
Within four or five years she had started having auditory hallucinations. She could 'hear' her late husbands relatives discussing stealing her money. This led on to anxiety and panic attacks which, combined with asthma and COPD was not good for her physical health. She refused to let her GP talk to me. She was prescribed sertraline but refused to take it.
By the time she was 85 she was regularly losing (hiding) her purse in her flat and phoning the police on 999 when she couldn't find it. That triggered social services involvement, but still no referral to mental health services.
Then came covid and lockdowns when she had just turned 90. She didn't leave her flat for six months and whilst that wasn't good generally, her being convinced that people were entering the flat when she wasn't in went away for a while.
She was 93 and living in something of an affable haze when there was another crisis of some sort (there always was every time I left the country) and she finally agreed to be referred to the Memory Clinic. Her cognitive tests were very poor and the nurse running the clinic thought it was classic dementia with Lewy bodies. Nurse was overruled by the consultant who, without seeing her himself, diagnosed late onset psychosis and prescribed medication which she also refused to take. Her physical strength deteriorated rapidly at about this time.
After her 94th birthday, her GP and social worker between them referred her back to Older Adults Mental Health Services seven times. Seven times the referral was declined.
By this time she had loads of A&E frequent flyer miles. Usually because of a fall, occasionally because she was found running around her sheltered accommodation talking about the heads in her underwear or the animals in her flat, the latter always when I was out of the country.
From about her 95th birthday she just didn't function. Carers coming four times a day, barely eating, not having a clue what was going on, didn't know to pick up the phone when it rang, could barely move without falling. At 95 and four months she had a fall and major trauma, and was in hospital for a month, during which time she essentially lost the ability to speak. At Best Interests meetings the NHS just kept referring to 'undiagnosed dementia' (!) and pushed her back home saying it was social care needs. She lasted a few hours at home before falling again. After another two months in hospital she was no longer a person, just a frail collection of failing organs somehow still fighting on. I posted on this forum then about going round in circles trying to find the right setting; in the end she was moved to a nursing home on end of life care and lasted less than a fortnight.
TLDR: just under ten years from first symptoms at 76 until it became a problem. Five years of bumbling along and managing the episodes, three years of noticeable worsening before any attempt to diagnose it. NHS mental health utterly useless. A year of bouncing in and out of A&E. NHS mental health bent over backwards to avoid having anything to do with her. Final six months as a dribbling shell of a body and not much more than that. NHS still in denial about mental health needs. Social worker offered to provide her files if I wanted to sue NHS mental health services.