Elderly person visa's expired. Any experiences?

[Katherina198819]

My husband's father is from the US and has severe dementia. He moved in with us 2 years ago as he lost his house due to signing over to his other son, and none of the relatives in the US would take care of him.

We applied twice for elderly visas based on human rights, but it's been refused (not surprised. The chances are that getting it is extremely low). Until the applications have been processed, he could stay here legally.
Now he is 91, and his dementia is much worse. He doesn't remember anything, bearly speaking or eating and only awake 4 hours a day. He goes to the doctor's private (never used NHS and not planning on), and his pention insurance covers all emergencies if he ends up in the hospital. We take care of him at home.

Now the problem is: we could keep applying for the visa so he could stay here legally, but honestly, I don't see the point. It costs over 10 thousand a year (with all the legal fees included), and we know it will be declined.
When we asked the lawyer what will happen if he stays here inlegally he said: they propably can't deport him as he is in "end of life" shape- but of course, he is keep pushing to apply for the visa.
We talked to an elderly home, in case if he gets worse (his pention will be enough to cover the costs), and they said they would take him even without a visa.
When he arrived, he didn't have a retun ticket, so we thought it would be an issue, but no one had contacted us so far.

Any experiences?
He won't be a burden on NHS. We just want him here as he hasn't got anyone else. It's very sad, but there is no way he would survive a trip home, and he's got nowhere to go.
We will probably apply again for a visa (it's already in motion with the immigration lawyer), but I'm just curious about experiences and what will happen if we are contacted before the visa application?

No. Ambulance and hospital stay would be provided by NHS, and the insurance will pay a bill. We need to pay £50 according to the insurance policy, and the rest is on them.
We talked to the insurance company and went through with their policy with a lawyer. They both assured us that we won't have to pay: NHS will bill him, and the insurance will pay. This insurance is linked with his social security back in the US.

I'm having a hard time understanding why people think everyone will use NHS.
I know many people who use private one here in the UK, even though they could go for free. Yes, it's expensive, but it doesn't require visa.

Thank you so much!
In terms of emergency charges, I heard similar stories. I couldn't find a straightforward answer to it anywhere.

So I gave up reading the debates about nhs care or not.

Re him being here legally; just do the application yourself. If the lawyers did it and failed, save the 8k and do it yourself. You'll be surprised, it might actually come through. Applying for visas is usually quite straight forward if you can read and follow the guidance. Give them all the documents they need.

Also it might be worth checking if he could be eligible for any other visa categories such as a dependant visa- he's not financially dependant on you which is usually the case for dependant visas but he is physically dependent.
Any extra information you can provide aside from
The list of documents needed to help the person deciding his case is always useful- proof of his house being signed over, no other family to help etc etc.

That is great OP. Sometimes have to go via NHS though if something needs sorting quickly, that is where NHS/A&E is useful if they decide it is urgent. We have private healthcare but the earliest the private consultant could fit us in was 3 weeks for an urgent scan etc…. Whereas NHS was quicker. Next day in fact.

Medical insurance via social security in the US is Medicare. They do not pay medical bills for people overseas. https://www.medicare.gov/publications/11037-medicare-coverage-outside-the-united-states.pdf

Re the private medical care here, it'll depend what circles you move in. Some jobs (usually better paid or some private companies) provide private health insurance as a staff perk. So if you and your friends have those kinds of jobs, then you'll know people who use it.

The vast majority will be NHS alone though. I know a couple of older people who used savings to pay for a private hip or knee replacement to get past
the waiting list.

On what grounds have the elderly visas been refused?

Medicare is a government funded health insurance scheme for pensioners.

Many older Americans also have much better private health care. These schemes cover people abroad.