My parents will be giving me a financial gift to help with a house purchase.
The money will be coming from their joint account.
My father is in good physical / mental condition whilst my mother isn't, and it isn't beyond possibility that she will require some type of care later on - a few years from now.
If my parents gift me £10,000 and later deem my mother needs care, will they consider the whole £10,000 as belonging to her or would they consider £5,000 as belonging to her and the other £5000 belonging to my father.
I would then reimburse her if required.