Bank card recommendations for elderly dementia

[Stumblingsideways]

Does anyone have recommendations on bank card appropriate for early dementia relative. Dad has bank card to an account to which I control how much cash is in, he likes to pop to shops and buy things and uses it to withdraw cash to play cleaner etc.
However he gave his card to a fraudster this week who convinced him they were from the bank and they used it to withdraw £500, he must have told them pin as well.

Is there a better option out there for us? Perhaps it's just keeping the account balance lower.

I think I can convince my sister to drop cash round every week (she lives nearby, I don't). So we could possibly get by with a card only.

My kids have Go Henry cards but they look as though they are for under 18s.

the post office do a travel card that you can put money on in sterling and use in the U.K. you get to see the app and could transfer £50 a week

can you contact the cleaner and arrange to pay by bank transfer weekly?

Revolut is easy as you can transfer money on to it from an app .

The post office card doesn’t have a name on it and is simple to get from post office and then download app.

give your dad the card and pin number

then you control how much money is on the card

Yes we had this- dear great uncle had his card took off him in the end.
He'd still go in the bank periodically and demand a new card - they never let him.
We used to get cash out for him.

We use Money Carer accounts which allow a formal representative (eg Attorney with registered EPA/LPA or a Deputy for P&A) to set up a bank account for someone who needs support with banking. Person can have a bank card (chip/pin/ATM card that works in non-Link cash machines), you can have second/carers card(s) and monitor spending/trickle cash into the account to avoid issues with fraudsters or the person who has limited capacity to manage money getting in a pickle.

Dont give him access to money

Unfortunately, you may be correct about being added to a hit list for fraudsters. My MIL was targeted 5 times in 20 months. Each time getting more sinister. First they convinced her they were her bank and needed her pin and fleeced her. Then they told her to withdraw money and she handed over several thousand to a guy outside the bank to do “a sting to catch the fraudsters” building onto follow on phone calls from “met police and new Scotland Yard” for further “stings”. It was heartbreaking how gullible she was. In the end, even being listed as vulnerable within the banking system, we couldn’t protect her from herself and took the cards from her and gave her revolut card with a very low balance to play with.

I have taken over all my mums finances and she had her credit card which only has £500 limit on it so that's our most amount of exposure which is fine .

I Have poa and it was faulty straight forward although time consuming with nationwide as they had to quite rightly check I was legit.

I have set up all her dd and she leaves all her post in a pile so I don't miss anything ..

She still feels she has control although she doesn't and I have reduced all risk to her .

She has carers and this also means I can see everything she spends with them and cash withdrawals so everything is safe ..

We also have ring doorbells and cameras that cover the downstairs of the house so we can check her anytime on our phones .

She is happy with this as then she can stay at home .

I agree you need to really watchful now about your mum being on a list. One of my neighbours lost thousands over a few years, until he finally got a live in carer. Sadly, the scams come in various forms, including workmen turning up to do jobs that haven't been agreed, and he'd just pay them. At one point he had something like five mobile phone contracts - and he's never used a phone. They'd just post him a cheap mobile, and then start sending invoices - ansld because he could see he had the phone, he thought it was only right that he should be paying. Sadly, his children weren't as involved as you are, and although we tried to help as neighbours, there's only so much you can do.