Hoping someone might have some experience they could share with me.
My grandad is 95 and lives by himself with carers coming 3x a week to basically do light cleaning. My mum goes every other day to do his lunch and his washing, various other bits he needs to run the house. He lives rurally. His eyesight has really deteriorated and he is falling a lot (bungalow so no stairs) but given his age his skin just tears so he needs to go to A&E and have his scrapes etc glued back together. My mum is absolutely at the end of her tether with worrying what he's going to do next but also is a huge control freak and won't let anyone help her! She's agreed that he can't stay there by himself anymore but he would be miserable in a home, he's autistic and would hate chatting, activities, not having his routine. He is sitting on about 800k of house. Does anybody know how we go about drawing equity out if he did have a live in carer? Without basically giving up the whole house on his death. Is it possible for him to get a loan secured against the house? He doesn't have enough in savings to pay a carer for long. Any advice or experiences much appreciated!