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Elderly parents

Selling home for care

14 replies

NK346f2849X127d8bca260 · 04/09/2021 12:33

My father is at home on end of life, but has perked up a lot since being discharged from hospital so we are all hoping we have a bit more time with him.
My mother is in a home and will need to continue to stay there so i will be needing to sell their home to pay for her care needs.

I have POA, how long do you get to sell home? They have so much stuff to sort out i am getting stressed about having to do that and sell in short time frame and i obviusly don't want to go clearing things out whilst dad is still with us.
I have no sibling help so everything is for me to deal with.

OP posts:
Redhotchllisteppa · 04/09/2021 14:39

Age Uk havd loads of useful information on their website about this. Its a difficult time for you, make sure you look after yourself.

PermanentTemporary · 04/09/2021 18:49

Maybe ring the nursing home about it? It must be a situation they face all the time.

Whenigrowupiwanttobea · 04/09/2021 19:14

I would imagine your mum or dad has a Social Worker. You would probably get the accurate information you need from them.

NK346f2849X127d8bca260 · 04/09/2021 19:32

Yes they do have a social worker but i tried to contact her Tuesday about a serious matter and i am still waiting for her to return call.

OP posts:
Couldhavebeenme3 · 04/09/2021 19:43

I don't think you can be asked to sell it whilst your dad is still living there.

It takes as long as it takes after that, my aunt has been in a home since November last year and her house still isn't sold (usual tale of overworked solicitors, broken chains etc). No idea how the finances are sorted after that.

ParkheadParadise · 04/09/2021 19:52

That sounds tough @NK346f2849X127d8bca260
My mum went into care in the May we had her house sold and completed in November.
It was a Bupa home and they constantly phoned me about the sale. By that time we sold we already owed the home thousands in fees.

Anniecott · 04/09/2021 20:06

When my mum was put into a care home, the council paid her care home fees, with me poa, signing a form that they would be the first to paid off after the sale of her house. It took over a yr in the end for me to clear her house, get it into a fit state to sell and to complete a sale, I got a monthly bill from the council of the ever increasing fee, but there was nothing I could do about it, so I just carried on with the house, they never pressured me for the money, as it wasn't my debt.
Good luck it's an awful position to be in with no family to help you, I know. X

moohoop · 04/09/2021 20:09

Talk to the council about a deferred payment and they will give him a free 12 week disregard. That will buy some time.

earsup · 04/09/2021 20:17

while your father occupies the home, you dont need to sell it...they cant do that so council ought to be paying for your mums fees etc...do some research before selling up fast etc.

moohoop · 05/09/2021 14:26

Yes but the question is how soon to sell the home once father passes as mum is in a home.

ParkheadParadise · 05/09/2021 14:32

The council won't be long in contacting you after your dad dies. In fact, they will be in constant contact with you 🤨 to hurry the sale along.

NK346f2849X127d8bca260 · 05/09/2021 19:20

Thank you all for replies, i know that i don't need to do anything at moment but just getting agitated as i have to sort it all on my own .The drive to their home can take 2 hours depending on traffic and it is a horrible country road route for some of way, so no good for a pop round in any spare time. Also the properties don't sell fast in their area.
I also have a teen dd who i home educate and is in final GCSE year. Possible that she may need cardiac surgery, watch and wait at moment approach for now but that could change.
Fortunately i only work PT at moment but i am still so stressed with it all.
Also dealing with how fast my dad's illness took hold and mum has been difficult in the care home.

OP posts:
LtCdrUhuragotolder · 12/09/2021 01:09

So you asked what bees to be done

Nothing at this stage

If mum is in a care home ane funded by LA as she has Lee than threshold savings (£22.250) then, she will continue to be funded

If dad is terminally ill and very unwell at hole, then deal with that. He will have care either from LA or if he is eve stage rapidly deteriorating they / NHS GP and nurses/ would be talking to you

If dad dies, then property will be suddenly not disregarded so if mum is still in a care home, the LA will apply 12 week property disregard and chat with you/ you have to notify them.

You do not ha e to do anything before then, whilst dad is at home as property is disregarded

Just talk to people and let it all play out.

LtCdrUhuragotolder · 12/09/2021 01:10

Sorry autocorrect got my post! I hope you can work out that hole was home etc..!

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