The different levels of care funding:
Primary NHS care funded by the NHS and provided by GPs, District Nurses and hospitals.
Social care - funds things like washing, dressing, making meals, personal care (continence etc) safety checks. GPs and district nurses are able to meet any health/nursing needs.
Social care can be provided in someone's own home or in residential or nursing care. It's funded by either the local authority or by the person/their family.
Residential care - usually people become eligible for residential care when they need someone to be available on hand most of the time during the day because they can't manage by themselves in between care visits or over night. GPs and district nurses continue to be the professionals who meet any health/nursing needs
Nursing care - same criteria as residential care however the district nurses no longer provide the nursing care as if someone is eligible for nursing care they usually have higher nursing needs than can be met by district nurses. Their nursing needs are instead met by nurses employed by the nursing home. Because this is a health need the nursing care is funded by the NHS and is called the Funded Nursing Contribution (FNC). This is £187.60 a week and paid to the nursing home by the NHS separately to any social care fees paid by the council/family.
Fully funded continuing healthcare
Fully funded continuing healthcare becomes applicable in two situations. The first one is where someone's care needs are so heavily dependent on skilled staff meeting health needs that the £187.60 a week is no longer sufficient to fund their nursing requirements. This will be because the nature of their health care needs are so unpredictable, complex or intense that it is beyond what is lawful for someone to fund as a social care need because it is now a primary healthcare need.
The second situation where fully funded continuing healthcare applies is where someone is rapidly deteriorating and has enter enter the terminal phase of their life. This is known as 'fast track continuing healthcare'.