I'm a lurker, but could really do with some support from this board.
A bit of context: I'm early 40s with two DCs of my own plus step-children. My youngest is early primary school age, eldest will hopefully go to university in a few years – so both still need me in different ways, and will for years. I work four days/week, and DP and I are gradually doing a lot of (major and necessary) building work on our home, ourselves. (He is skilled in this area, and we can't afford to get contractors in.) Life is busy.
I have always known that at some point, a fairly major care burden will descend on me. As well as my parents, I have a severely disabled younger sister. Our older sibling lives very far away. So I've known that once my parents need more help (I'm local to them and my sister), I will need to step up for all three, because my parents will be able to do less to help my sister.
It's seemed a way down the line, until now. Dad (early 70s) has been experiencing some cognitive decline for maybe a year to 18 months, to the point where I am now helping regularly.
For example, in the last four days, I've spent the equivalent of a working day helping my parents (with logins, passwords, bank stuff, paperwork – that kind of thing) – and I realise this is only the beginning. I'm helping them both – even though Mum isn't yet 70 – because Dad always did this sort of thing for both of them, and so Mum isn't confident with computers and paperwork, so she can't help him now he's struggling. I've also been helping by liaising with medical professionals about my sister's health, which Dad would have done previously.
There are some pluses:
- POAs are almost set up, and my older sibling will be an attorney too and is willing to help as much as possible remotely with admin-type stuff
- Their wills are being updated
- We can talk about this stuff with Mum (somewhat less with Dad)
- I have a really good relationship with Mum, who seems 'with it' (bar being a technophobe); Dad and I have a difficult past, but I'm stepping up and just getting on with it
- My younger sister has her own housing association home and 24-hour live-in care (at the moment)
But my sister has poor mental health, and as a family, we need to step in a lot to help, plus my parents manage all her benefits, choosing and paying for care, health, grocery shopping, liaising with the social landlord, providing care when care arrangements fall through, etc. – so there's still quite a load there, and some aspects of it are already moving across to me.
To top it all, my parents are hoarders and the prospect of some day having to sort out their house, as well as being there for my own kids, plus working, terrifies me.
I just cannot do it all, and I feel as though I need to choose who/what ball to drop. My kids? My parents/sister? My home (i.e. abandon the build and live in domestic chaos forever)? Work? Except I cannot work less to free up time as I need the income. I worry I will under-perform at work because of all this.
DP is fundamentally supportive. He says "we just need to get organised", which I think is valid up to a point – but that's not going to be enough; it doesn't magic you time when you're maxed out.
Has anyone any advice? Reasonable boundaries I can put in place? Tips on how I survive the journey ahead – and even feel happy during it?! Stories of hope? The prospect is making me feel quite low and bleak. I'm not sleeping well. I'm irritable. I worry about neglecting my kids and being diverted by this for much of my youngest's childhood. I had a fleeting feeling the other day that if it weren't for my kids, I wouldn't want to be here dealing with all this. But I don't want to go to the GP and be fobbed off with antidepressants (which I've never had). I need coping and management strategies for this situation, because the source of the problem isn't going away.
Thanks for any words of wisdom – and for getting this far. 