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Elderly parents

Deferment of care home fees at late notice?

4 replies

brightertimes123 · 08/01/2021 10:13

Desperately looking for some quick advice as I need to make immediate decisions.

DM has literally just gone into a nursing home which has 6 weeks covid funding. There after she will be self funding. She has no other assets apart from a small bungalow which we accept needs to be sold at some point.

The bungalow was on the market for a long time and we finally had a buyer lined up; however that fell through last week.

However; there has been a drastic change in my DB's circumstances over Xmas. To be brief he has escaped a very abusive marriage and has been made homeless; he is currently staying with us and fighting to get custody of his DC.

I urgently need to know whether it would be option for him to temporarily move into DM's house so he has a home for himself and DC and a deferment of fees arrangement can be put in place. That would then give him some breathing space but still ensure the LA ultimately got their money (on DM's death).

Antibody have any advice or experience of deferred payments? I don't know if we've left it too late but frankly the house isn't going to be sold quickly now; it's just stood empty and DB needs a home.

OP posts:
Mum5net · 08/01/2021 12:57

I’m not an expert but my DM has little cash but still owns her house. We rent the house and the entire proceeds go towards her care home bill. The Council has a charge on the title for her property. Maybe you could explore this route - the Council has never asked about the tenants so you would not need to say who is paying rent. The accounts team attached to the Council’s social work dept for elderly care were extremely helpful.

Mum5net · 08/01/2021 13:01

Actually, on re-reading I’ve not made that clear... we rent the house via a rental agency to a tenant - we don’t live in her area or in her house.

MrsClatterbuck · 31/01/2021 01:05

What age is your brother. If he is 60 or over and is living in the house I don't think it can be taken into consideration as part of her assets.

brightertimes123 · 31/01/2021 15:03

@MrsClatterbuck

What age is your brother. If he is 60 or over and is living in the house I don't think it can be taken into consideration as part of her assets.
He's 45
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