Giving up council home to move back in with sick mum

[MrsBCup]

My mum is 66 and had an eye operation to remove cataracts that went wrong so she has very limited sight now and struggles. I'm 27 with two children and I'm having to spend a lot of time staying at hers to help. I would say I'm only sleeping at mine one night a week.

The kids have their own bedroom at mums and I have a bedroom.

Would it be sensible to give up my council flat to move back in with mum full time until she's better and then private rent as I'm guessing I won't get another council place?

[MereDintofPandiculation]

Can your mum transfer ownership of her house to you? That way she won't lose it

She would. It would be seen as deprivation of assets, and any financial assessment would be made as if she still owned the house. LAs are getting very hot on this. They wouldn't be able to force the OP to sell the house, but her Mum would be left as a self-funder, so in practice OP would sell the house or use her own savings to pay for her mother's care.

And unless OP retained the Council tenancy (difficult if she owns another property) she'd be left homeless on the sale of the house.

[Soontobe60]

@Depechetoi
Are you always this stupid? You said your dp BOUGHT his council house, and now rents it out. That's a whole world of difference from subletting a council tenancy!

[MereDintofPandiculation]

She would. It would be seen as deprivation of assets, and any financial assessment would be made as if she still owned the house And it could be even worse - she could be treated as if she had in her bank the market value of the house - so instead of it being taken into account only when she needed to go into a care home, it would be taken into account if she needed carers coming into her home.