Care home fees

[VentingDaughter]

My mother is going to have to go into a care home shortly. I understand she will get the lower rate nursing contribution but will have to self-fund as she owns her flat so her capital is well over the limit.

I'm struggling to find out more about the mechanics of this, particularly since she will need to move quite soon but it will obviously take time to sell her flat. Does anyone have experience of it? Will care homes wait, maybe on the basis of putting a charge on the flat, or would the local authority finance it temporarily again on the basis that they get repaid when the property is sold?

I think fifties might have posted on the wrong thread.

Funnily enough as soon as the person has died and care bills cease the lead sibling (who may have never darkened the door of the care home) is out of the blocks to the estate agent. Well, obviously, because it's not going to upset the person now they're dead, is it?

As often as not the person with dementia doesn't know/care/remember about what is happening in the outside world and is very unlikely to go and visit their old house again.
My point is that some family members do not want their inheritance to be spent on care home fees and will project this onto the person in the home not wanting the house to be sold.
Have had this with "D"BIL who said that MIL should be cared for at home so the house didn't need to be sold but wasn't prepared to do the stuff between visits from carers.

We have a charge on my parents house

It does seem odd to me how families are so against selling the "family home" in order to pay care fees and say how upsetting for the person in care

Where does this come from, @fiftiesmum? Because I haven't once said I was against selling my mother's flat (which isn't the family home anyway) or said it was upsetting for her, nor has anyone else on this thread made that suggestion. I don't love the situation, but I accept that that's what the law is, and I certainly don't begrudge one penny from my supposed inheritance if moving into a home gives my mother good quality care and a reasonable quality of life.

I didn't suggest that is what you are after nor anyone else on here. It is very difficult for people like you who know the money is there but is tied up in house and could take a very long time to access to spend on your mother's welfare. It can restrict your choice of home in that if the LA are paying upfront with a charge on the house then you have to go for somewhere that takes LA funded people even though your relative will be self funding once the sale goes through.
However in RL there are quite a few people of this nature (the money pages of weekend newspapers have these questions quite frequently) and some members of my extended family have been surprised when I said I had sold mums house to pay the care fees

Venting I have no idea what posters are banging on about either or why they chose to do it on your thread.

hope you are making some progress.