Liability waivers for unqualified carer?

[river1]

Hello - hoping someone here might have come across this situation before. My mother is elderly and disabled (living at home with my father). They have some help from a carer but also from a lady who was originally coming in to clean for them but who has turned out to be a very good carer. As she is unqualified (and just being paid on an hourly rate as previously when she was just cleaning) she obviously has no carer insurance should something happen to my mother while she is there helping and she is worried about liability. My parents would never hold her responsible for anything anyway but they understand that she feels exposed. Does anyone have any experience of using some sort of liability waiver in these circumstances and if so how did you do it? Any advice much appreciated. thanks

I'm unpaid for a family member and I've honestly never even thought of this. Will probably be seeing to another member after Christmas who will need hoist work.

I know that isn't helpful but I'm going to ask around. Home carer training (legit with home care company) was never much of a big thing few mine lasted a week with one day hoist work. You pick it all up most carers do it for the right reasons and are lovely.

The only complaint I dealt with as a professional was a broken rib after I had successfully performed CPR I'm still fucked off.

This is interesting, so many friends and families are unregistered carers. I would ask Age UK, they may know. What sort of caring does she do. A paid registered carer would need a DBS check, manual handling training and maybe other training.

Thanks yes tried age uk but they couldn’t really help. There is no question of this lady becoming qualified but as she is not family and is doing a mix of duties as well as cleaning (helps with helping mum to move around , bath and get dressed) i know she is just worried in case Mum has a bad fall or something. As she is paid it is I imagine more complex than an unpaid family member :-(

There is some info in the NHS website, under home help section. Maybe Carers UK can help too. Being a qualified carer is not the same as being a registered carer.

Rather than a waiver, you could try Fish Insurance, though I use them the other way round. Ie in case my mums carer tripped and injured herself. They may have other insurance.

Because my mums carer does more than around 12 hours a week (I forget what the exact limit is) I employ her directly, so employer insurance becomes important.

It is also possible to do some qualifications on-line. I have details somewhere if you are interested.

And if anyone is thinking of doing things by the book, I am happy to share my learning. It seemed horrifically complicated at the time, but I got there: NEST pension, Job Description, everything included. My mum has no idea that she is an employer. One advantage is that when the time comes, my mother can make a (well deserved) redundancy payment, rather than a gift which would be liable to IHT.

Thank you Needmoresleep, I took a look at Fish But it does seem it is only for those with qualifications ie have had appropriate training for tasks carried out.

I wonder if the only option is to have to pay a lawyer for some sort of waiver to be written?

Liability waivers don't mean that much really, even if you did get one drawn up. You can't contract your way out of negligence basically.