Mum and Dad own 50 / 50 % on their house in North of England. It's been valued at 170. Dad has frontal lobe dementia and is on verge of going into care as my Mum can't cope - she has the carers in and day care for him, but it's not enough.
We are looking to help Mum sell their house and move to us down in East Anglia. The thing is, their house at 170 will be 85 each, and the retirement flat we've found for Mum is 135. It needs a new bathroom and kitchen, so if we can do the work we can do it all for 10K. This leaves moving and solicitors etc at 5K so there's 20K left.
If Dad goes into care whilst we're in the process of selling and buying, will it be deprivation of assets? And if he does go into care, how much of his 85K can my Mum have towards her new and very much smaller home - she's going to a 1 bed retirement flat from their huge 3 bedroom, many reception rooms and two bathroom place - we're in an expensive area, hence the cost.
I can't find this - the amount Mum is allowed to have of Dads share, anywhere!
And I also need to know, how much of Dad's private pensions Mum gets once Dad is in care. I know his state pension goes, but how much of the private goes as well?
Thank you to anyone who can help me with this. Really appreciate it.